Cholamandalam Financial Holdings Limited (BOM:504973)
1,531.25
-63.20 (-3.96%)
At close: Mar 9, 2026
BOM:504973 Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 284,369 | 248,798 | 186,383 | 129,283 | 102,549 | 98,881 | Upgrade
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| Total Interest Expense | 139,267 | 124,268 | 91,928 | 57,350 | 42,904 | 45,810 | Upgrade
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| Net Interest Income | 145,102 | 124,531 | 94,456 | 71,933 | 59,645 | 53,071 | Upgrade
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| Commissions and Fees | 21,652 | 19,736 | 15,670 | 10,351 | 8,008 | 5,362 | Upgrade
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| Gain (Loss) on Sale of Investments | 27.6 | 27.6 | 234.3 | - | - | - | Upgrade
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| Other Revenue | 70,178 | 62,720 | 55,982 | 41,825 | 47,702 | 44,190 | Upgrade
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| Revenue Before Loan Losses | 236,960 | 207,013 | 166,342 | 124,110 | 115,354 | 102,622 | Upgrade
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| Provision for Loan Losses | 33,116 | 24,897 | 13,136 | 8,509 | 8,801 | 13,771 | Upgrade
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| Revenue | 203,843 | 182,116 | 153,206 | 115,601 | 106,553 | 88,851 | Upgrade
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| Revenue Growth (YoY) | 15.94% | 18.87% | 32.53% | 8.49% | 19.92% | 0.97% | Upgrade
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| Salaries & Employee Benefits | 45,210 | 37,902 | 29,942 | 18,597 | 13,543 | 11,896 | Upgrade
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| Cost of Services Provided | 52,626 | 44,386 | 40,047 | 38,623 | 45,447 | 39,050 | Upgrade
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| Other Operating Expenses | 33,301 | 33,910 | 28,796 | 18,562 | 16,030 | 11,325 | Upgrade
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| Total Operating Expenses | 134,412 | 119,155 | 101,260 | 77,543 | 76,562 | 63,726 | Upgrade
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| Operating Income | 69,431 | 62,961 | 51,946 | 38,058 | 29,992 | 25,125 | Upgrade
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| Earnings From Equity Investments | 68.8 | 59 | 120.8 | -86.9 | -28.7 | 3.2 | Upgrade
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| EBT Excluding Unusual Items | 70,021 | 63,541 | 52,095 | 38,056 | 29,963 | 25,129 | Upgrade
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| Gain (Loss) on Sale of Investments | 533.3 | 533.3 | 32.9 | 107.9 | 442.9 | -1,121 | Upgrade
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| Pretax Income | 70,534 | 64,055 | 52,119 | 38,157 | 30,407 | 24,006 | Upgrade
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| Income Tax Expense | 18,316 | 16,656 | 13,614 | 10,061 | 8,013 | 6,364 | Upgrade
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| Earnings From Continuing Ops. | 52,218 | 47,399 | 38,506 | 28,096 | 22,394 | 17,642 | Upgrade
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| Net Income to Company | 52,218 | 47,399 | 38,506 | 28,096 | 22,394 | 17,642 | Upgrade
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| Minority Interest in Earnings | -28,541 | -25,662 | -20,780 | -15,194 | -12,163 | -9,396 | Upgrade
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| Net Income | 23,677 | 21,737 | 17,725 | 12,902 | 10,231 | 8,246 | Upgrade
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| Net Income to Common | 23,677 | 21,737 | 17,725 | 12,902 | 10,231 | 8,246 | Upgrade
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| Net Income Growth | 14.21% | 22.63% | 37.38% | 26.11% | 24.06% | 49.70% | Upgrade
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| Shares Outstanding (Basic) | 188 | 188 | 188 | 188 | 188 | 188 | Upgrade
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| Shares Outstanding (Diluted) | 188 | 188 | 188 | 188 | 188 | 188 | Upgrade
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| Shares Change (YoY) | -0.00% | - | 0.01% | 0.00% | 0.01% | 0.00% | Upgrade
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| EPS (Basic) | 126.10 | 115.76 | 94.39 | 68.72 | 54.50 | 43.93 | Upgrade
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| EPS (Diluted) | 126.10 | 115.76 | 94.39 | 68.72 | 54.49 | 43.93 | Upgrade
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| EPS Growth | 14.22% | 22.64% | 37.36% | 26.11% | 24.04% | 49.73% | Upgrade
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| Free Cash Flow | - | -345,428 | -368,951 | -295,895 | -58,765 | -97,833 | Upgrade
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| Free Cash Flow Per Share | - | -1839.56 | -1964.83 | -1575.98 | -313.00 | -521.12 | Upgrade
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| Dividend Per Share | - | 1.300 | 0.550 | 0.550 | 0.550 | 0.550 | Upgrade
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| Dividend Growth | - | 136.36% | - | - | - | -15.38% | Upgrade
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| Operating Margin | 34.06% | 34.57% | 33.91% | 32.92% | 28.15% | 28.28% | Upgrade
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| Profit Margin | 11.62% | 11.94% | 11.57% | 11.16% | 9.60% | 9.28% | Upgrade
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| Free Cash Flow Margin | - | -189.67% | -240.82% | -255.96% | -55.15% | -110.11% | Upgrade
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| Effective Tax Rate | 25.97% | 26.00% | 26.12% | 26.37% | 26.35% | 26.51% | Upgrade
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| Revenue as Reported | 380,656 | 334,599 | 260,868 | 183,760 | - | - | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.