Shriram Finance Limited (BOM:511218)
| Market Cap | 2.24T |
| Revenue (ttm) | 207.08B |
| Net Income (ttm) | 100.24B |
| Shares Out | 2.35B |
| EPS (ttm) | 53.25 |
| PE Ratio | 17.89 |
| Forward PE | 15.32 |
| Dividend | 10.80 (1.11%) |
| Ex-Dividend Date | Jul 3, 2026 |
| Volume | 185,793 |
| Average Volume | 359,958 |
| Open | 987.80 |
| Previous Close | 974.25 |
| Day's Range | 949.15 - 987.80 |
| 52-Week Range | 566.40 - 1,108.00 |
| Beta | 0.65 |
| RSI | 42.79 |
| Earnings Date | Apr 24, 2026 |
About Shriram Finance
Shriram Finance Limited, a non-banking finance company, provides financing services in India. It offers fixed and recurring deposits; commercial vehicle loans for commercial goods vehicles, passenger commercial vehicles, tractors and farm equipment, and construction equipment; two-wheeler, gold, used car loan, and personal loans; and green finance services. The company also provides business loans, such as MSME loans; working capital loans, including tyre, tax, fuel, toll financing, repair/top-up loans, fuel finance, and challan discounting; mo... [Read more]
Financial Performance
In fiscal year 2026, Shriram Finance's revenue was 207.08 billion, an increase of 15.69% compared to the previous year's 178.99 billion. Earnings were 100.24 billion, an increase of 4.92%.
Financial StatementsNews
Shriram Finance Transcript: Q4 25/26
Q4 FY 2026 delivered strong growth in disbursements, AUM, and profitability, supported by robust vehicle sales and a major capital infusion from MUFG Bank. Management projects 18% AUM growth for FY 2027, with a cautious outlook amid macro uncertainties.
Shriram Finance Transcript: Q3 25/26
Q3 FY26 delivered strong growth in disbursements, AUM, and profitability, with improved asset quality and lower funding costs. Management expects continued momentum, stable margins, and higher growth in Q4, supported by robust demand in vehicle finance and MSME segments.
Shriram Finance Transcript: Status Update
A strategic partnership with MUFG will bring in $4.4 billion for a 20% stake, enabling a targeted growth rate of 18%-20% and a 100 bps reduction in borrowing costs. ROA is projected to rise to 3.6% over five years, with stable product mix and focus on rural and semi-urban expansion.
Shriram Finance Transcript: Q2 25/26
Q2 FY 2026 delivered strong growth in disbursements, AUM, and profitability, with improved asset quality and cost metrics. Commercial vehicle and MSME segments led growth, while liquidity and leverage improved. Interim dividend declared; outlook remains positive for H2.
Shriram Finance Transcript: Q1 25/26
AUM and disbursements grew strongly year-over-year, with improved asset quality and stable credit costs. Net interest margin declined but is expected to recover as borrowing costs fall. Management remains confident in meeting growth and margin guidance, supported by robust rural demand.
Shriram Finance Transcript: Q4 24/25
AUM grew 17% YoY and disbursements rose 14% YoY in Q4 FY25, with net profit up 10%. Asset quality improved due to technical write-offs, and management guides for 15% AUM growth and stable credit costs, supported by a strong rural economy.
Shriram Finance Transcript: Q3 24/25
AUM and disbursements grew strongly year-over-year, with PAT boosted by a one-time gain from a subsidiary sale. NIM declined due to excess liquidity, but normalization is expected to improve margins. Asset quality remains stable, and mid-teen growth is guided for next year.
Shriram Finance Transcript: Q2 24/25
Strong year-over-year growth in disbursements, AUM, and profit after tax, with stable asset quality and improved credit costs. The company declared a stock split and dividend, maintained a diversified funding mix, and expects continued growth in key segments.
Shriram Finance Transcript: Q1 24/25
Q1 FY2025 delivered strong growth in disbursements, AUM, and net interest income, with improved asset quality and stable margins. Guidance for AUM growth remains at 15%, with management optimistic about exceeding it due to robust momentum and favorable market conditions.