PNB Housing Finance Limited (BOM:540173)
India
· Delayed Price · Currency is INR 773.50
-19.80 (-2.50%)
At close: Mar 6, 2026
PNB Housing Finance Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY null | FY 2024 | FY 2023 | FY 2022 | 2021 - 2017 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | 2021 - 2017 |
| Interest and Dividend Income | 79,231 | 72,737 | - | 67,422 | 61,991 | 58,220 | Upgrade
|
| Total Interest Expense | 49,210 | 45,402 | - | 42,506 | 38,878 | 40,558 | Upgrade
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| Net Interest Income | 30,021 | 27,335 | - | 24,916 | 23,113 | 17,662 | Upgrade
|
| Commissions and Fees | 3,819 | 3,643 | - | 2,729 | 2,833 | 2,626 | Upgrade
|
| Gain (Loss) on Sale of Investments | 273 | 273 | - | 349.8 | 341 | 1,114 | Upgrade
|
| Other Revenue | 375.6 | 262.8 | - | 70.1 | 132.3 | 48 | Upgrade
|
| Revenue Before Loan Losses | 34,489 | 31,514 | - | 28,065 | 26,419 | 21,450 | Upgrade
|
| Provision for Loan Losses | -2,462 | -1,299 | - | -1,832 | -11,261 | 148.2 | Upgrade
|
| Revenue | 36,951 | 32,814 | - | 29,897 | 37,680 | 21,301 | Upgrade
|
| Revenue Growth (YoY) | 6.25% | - | - | -20.66% | 76.89% | 20.91% | Upgrade
|
| Salaries & Employee Benefits | 4,662 | 4,215 | - | 3,373 | 2,660 | 2,166 | Upgrade
|
| Cost of Services Provided | 646.2 | 667.7 | - | 674.7 | 581.6 | 485.7 | Upgrade
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| Other Operating Expenses | 3,045 | 2,805 | - | 2,258 | 1,669 | 1,575 | Upgrade
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| Total Operating Expenses | 7,035 | 6,312 | - | 10,355 | 22,807 | 10,381 | Upgrade
|
| Operating Income | 29,916 | 26,501 | - | 19,542 | 14,873 | 10,920 | Upgrade
|
| EBT Excluding Unusual Items | 29,916 | 26,501 | - | 19,542 | 14,873 | 10,920 | Upgrade
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| Gain (Loss) on Sale of Investments | -1,644 | -1,644 | - | - | -785.5 | - | Upgrade
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| Pretax Income | 28,272 | 24,858 | - | 19,539 | 13,609 | 10,840 | Upgrade
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| Income Tax Expense | 6,414 | 5,496 | - | 4,459 | 3,149 | 2,475 | Upgrade
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| Net Income | 21,858 | 19,361 | - | 15,080 | 10,460 | 8,365 | Upgrade
|
| Net Income to Common | 21,858 | 19,361 | - | 15,080 | 10,460 | 8,365 | Upgrade
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| Net Income Growth | 19.77% | - | - | 44.17% | 25.05% | -10.05% | Upgrade
|
| Shares Outstanding (Basic) | 260 | 260 | - | 258 | 169 | 169 | Upgrade
|
| Shares Outstanding (Diluted) | 261 | 261 | - | 259 | 169 | 169 | Upgrade
|
| Shares Change (YoY) | 0.04% | - | - | 53.47% | -0.02% | 0.36% | Upgrade
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| EPS (Basic) | 84.01 | 74.52 | - | 58.37 | 62.01 | 49.64 | Upgrade
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| EPS (Diluted) | 83.79 | 74.25 | - | 58.20 | 61.95 | 49.53 | Upgrade
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| EPS Growth | 19.72% | - | - | -6.05% | 25.08% | -10.37% | Upgrade
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| Free Cash Flow | - | -81,064 | - | -47,008 | -18,799 | 62,391 | Upgrade
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| Free Cash Flow Per Share | - | -310.87 | - | -181.41 | -111.34 | 369.45 | Upgrade
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| Dividend Per Share | - | 5.000 | - | - | - | - | Upgrade
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| Operating Margin | 80.96% | 80.76% | - | 65.36% | 39.47% | 51.27% | Upgrade
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| Profit Margin | 59.16% | 59.00% | - | 50.44% | 27.76% | 39.27% | Upgrade
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| Free Cash Flow Margin | - | -247.04% | - | -157.23% | -49.89% | 292.90% | Upgrade
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| Effective Tax Rate | 22.69% | 22.11% | - | 22.82% | 23.14% | 22.83% | Upgrade
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| Revenue as Reported | 83,699 | 76,916 | - | 70,571 | 65,297 | 62,007 | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.