PNB Housing Finance Ratios and Metrics

Market cap in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	2021 - 2017
Period Ending	Apr '26 Apr 27, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	2021 - 2017
Market Capitalization	271,897	196,728	229,124	163,587	86,648	63,536	Upgrade
Market Cap Growth	10.18%	-14.14%	40.06%	88.79%	36.38%	0.72%	Upgrade
PE Ratio	11.87	8.59	11.83	10.85	8.28	7.60	Upgrade
PS Ratio	6.99	5.06	6.98	5.47	2.30	2.98	Upgrade
PB Ratio	1.41	1.02	1.36	1.09	0.79	0.64	Upgrade
P/FCF Ratio	-	-	-	-	-	1.02	Upgrade
P/OCF Ratio	-	-	-	-	-	1.02	Upgrade
Debt / Equity Ratio	2.77	2.77	2.80	2.60	3.41	3.73	Upgrade
Debt / FCF Ratio	-	-	-	-	-	5.90	Upgrade
Net Debt / Equity Ratio	2.59	2.59	2.62	2.32	2.94	3.07	Upgrade
Net Debt / FCF Ratio	-5.51	-5.51	-5.44	-7.37	-17.20	4.85	Upgrade
Quick Ratio	4.98	4.98	2.13	1.92	1.82	1.87	Upgrade
Current Ratio	4.98	4.98	2.17	1.93	1.83	1.88	Upgrade
Asset Turnover	0.04	0.04	0.04	0.04	0.06	0.03	Upgrade
Return on Equity (ROE)	12.70%	12.70%	12.16%	11.61%	10.02%	8.90%	Upgrade
Return on Assets (ROA)	2.60%	2.60%	2.50%	2.17%	1.58%	1.22%	Upgrade
Return on Invested Capital (ROIC)	3.33%	3.35%	3.50%	2.94%	2.40%	1.69%	Upgrade
Earnings Yield	8.43%	11.65%	8.45%	9.22%	12.07%	13.16%	Upgrade
FCF Yield	-33.16%	-45.83%	-35.38%	-28.74%	-21.70%	98.20%	Upgrade
Dividend Yield	0.48%	-	0.57%	-	-	-	Upgrade
Payout Ratio	5.68%	5.68%	-	-	-	-	Upgrade
Buyback Yield / Dilution	-0.08%	-0.08%	-0.63%	-53.47%	0.02%	-0.36%	Upgrade
Total Shareholder Return	0.40%	-0.08%	-0.06%	-53.47%	0.02%	-0.36%	Upgrade

Source: S&P Capital IQ. Financial Services template. Financial Sources.