Bajaj Housing Finance Limited (BOM:544252)
India
· Delayed Price · Currency is INR | Market Cap | 758.83B |
| Revenue (ttm) | 38.30B |
| Net Income (ttm) | 24.78B |
| Shares Out | n/a |
| EPS (ttm) | 2.97 |
| PE Ratio | 30.62 |
| Forward PE | 24.27 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 500,915 |
| Average Volume | 894,620 |
| Open | 91.73 |
| Previous Close | 89.37 |
| Day's Range | 90.18 - 91.73 |
| 52-Week Range | 72.60 - 128.50 |
| Beta | n/a |
| RSI | 62.15 |
| Earnings Date | Apr 27, 2026 |
About Bajaj Housing Finance
Bajaj Housing Finance Limited provides housing finance services in India. It offers finance to individuals and corporate entities for the purchase and renovation of homes or commercial spaces. The company also provides loans against property for business or personal needs, as well as working capital for business expansion purposes. In addition, it offers finance to developers engaged in the construction of residential and commercial properties, as well as lease rental discounting to developers and high-net-worth individuals; real estate investm... [Read more]
Financial Performance
In fiscal year 2026, Bajaj Housing Finance's revenue was 42.00 billion, an increase of 27.10% compared to the previous year's 33.05 billion. Earnings were 25.60 billion, an increase of 18.38%.
Financial StatementsNews
Bajaj Housing Finance Transcript: Q4 25/26
AUM grew 23% YoY with stable asset quality and improved efficiency. Margins compressed slightly due to competitive pricing, but ROA and ROE remain strong. Management expects some margin pressure in FY 2027, offset by cost efficiencies and lower credit costs.
Bajaj Housing Finance Transcript: Q3 25/26
AUM grew 23% year-over-year to INR 133,000 crore, with PAT up 21% and robust asset quality. Disbursements rose 32%, and the Sambhav SBU is set for rapid expansion. Management remains optimistic on growth across all segments despite competitive pressures.
Bajaj Housing Finance Transcript: Q2 25/26
AUM grew 24% year-over-year with strong disbursement and improved asset quality, though margin compression is expected due to competition and rate cuts. Home loans remain the largest segment, and digital initiatives are advancing. Regulatory and capital targets are on track.
Bajaj Housing Finance Transcript: Q1 25/26
AUM grew 24% year-over-year, with PAT up 21% and strong asset quality. FY2026 guidance revised to 21%-23% AUM growth due to competitive pressures and real estate moderation, with stable NII but 15-20 bps NIM compression expected. Digital and capital positions remain strong.
Bajaj Housing Finance Transcript: Q4 24/25
AUM grew 26% YoY to INR 114,684 crore with strong asset quality and 54% PAT growth in Q4 FY 2025. NIM compression of 10-15 bps is expected in FY 2026, but asset mix changes aim to offset this. No primary capital raise is planned, and credit costs remain low.
Bajaj Housing Finance Transcript: Q3 24/25
AUM grew 26% year-over-year to INR 108,314 crore, with strong profitability and stable asset quality. Medium-term guidance targets 24%-26% AUM growth, improved efficiency, and robust risk management, while developer finance and affordable housing remain strategic focus areas.
Bajaj Housing Finance Transcript: Q2 24/25
Achieved strong 26% AUM growth and robust asset quality, with PBT up 23% and PAT up 21% year-over-year. IPO completed, capital adequacy rose to 29%, and credit costs are normalizing as overlays are nearly exhausted.