GRÁNIT Bank Zártköruen Muködo Részvénytársaság (BUD:GRANIT)
Hungary
· Delayed Price · Currency is HUF 12,400
-150 (-1.20%)
At close: Dec 5, 2025
BUD:GRANIT Income Statement
Financials in millions HUF. Fiscal year is January - December.
Millions HUF. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2018 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2018 |
| Interest Income on Loans | 68,041 | 72,339 | 85,629 | 38,038 | 12,922 | 7,814 | Upgrade
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| Interest Income on Investments | 32,795 | 30,054 | 37,123 | 19,561 | 1,823 | 1,247 | Upgrade
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| Total Interest Income | 100,836 | 102,393 | 122,752 | 57,599 | 14,745 | 9,061 | Upgrade
|
| Interest Paid on Deposits | 55,926 | 55,622 | 63,122 | 25,828 | 4,116 | 2,756 | Upgrade
|
| Interest Paid on Borrowings | 14,765 | 14,908 | 20,919 | 9,772 | 1,869 | 1,318 | Upgrade
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| Total Interest Expense | 70,691 | 70,530 | 84,041 | 35,600 | 5,985 | 4,074 | Upgrade
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| Net Interest Income | 30,145 | 31,863 | 38,711 | 21,999 | 8,760 | 4,987 | Upgrade
|
| Net Interest Income Growth (YoY) | -17.12% | -17.69% | 75.97% | 151.13% | 75.66% | 60.61% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | -58 | - | - | Upgrade
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| Gain (Loss) on Sale of Investments | - | - | - | - | 25 | - | Upgrade
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| Other Non-Interest Income | 26,444 | 22,610 | 9,076 | 6,723 | 4,189 | 3,462 | Upgrade
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| Total Non-Interest Income | 26,444 | 22,610 | 9,076 | 6,665 | 4,214 | 3,462 | Upgrade
|
| Non-Interest Income Growth (YoY) | 65.01% | 149.12% | 36.17% | 58.16% | 21.72% | -0.14% | Upgrade
|
| Revenues Before Loan Losses | 56,589 | 54,473 | 47,787 | 28,664 | 12,974 | 8,449 | Upgrade
|
| Provision for Loan Losses | 1,667 | 1,557 | 959 | 410 | 245 | 109 | Upgrade
|
| Revenue | 54,922 | 52,916 | 46,828 | 28,254 | 12,729 | 8,340 | Upgrade
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| Revenue Growth (YoY) | 7.28% | 13.00% | 65.74% | 121.97% | 52.63% | 26.48% | Upgrade
|
| Salaries and Employee Benefits | 11,908 | 11,222 | 7,216 | 4,155 | 2,447 | 1,848 | Upgrade
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| Occupancy Expenses | 3,495 | 3,114 | 1,804 | 987 | 572 | 471 | Upgrade
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| Selling, General & Administrative | 13,901 | 11,785 | 8,715 | 5,283 | 3,430 | 2,794 | Upgrade
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| Other Non-Interest Expense | 3,786 | 3,363 | 4,489 | 4,109 | 1,672 | 1,150 | Upgrade
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| Total Non-Interest Expense | 33,090 | 29,484 | 22,224 | 14,534 | 8,121 | 6,263 | Upgrade
|
| EBT Excluding Unusual Items | 21,832 | 23,432 | 24,604 | 13,720 | 4,608 | 2,077 | Upgrade
|
| Asset Writedown | -109 | -109 | - | - | -2 | -6 | Upgrade
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| Other Unusual Items | - | - | 226 | - | - | -93 | Upgrade
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| Pretax Income | 21,825 | 23,425 | 24,832 | 13,758 | 4,608 | 1,978 | Upgrade
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| Income Tax Expense | 2,145 | 2,265 | 3,251 | 1,920 | 699 | 361 | Upgrade
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| Earnings From Continuing Operations | 19,680 | 21,160 | 21,581 | 11,838 | 3,909 | 1,617 | Upgrade
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| Minority Interest in Earnings | -1,940 | -1,944 | -1,689 | -448 | -16 | - | Upgrade
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| Net Income | 17,740 | 19,216 | 19,892 | 11,390 | 3,893 | 1,617 | Upgrade
|
| Net Income to Common | 17,740 | 19,216 | 19,892 | 11,390 | 3,893 | 1,617 | Upgrade
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| Net Income Growth | -6.22% | -3.40% | 74.64% | 192.58% | 140.75% | 45.68% | Upgrade
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| Basic Shares Outstanding | 18 | 16 | 15 | - | 11 | 11 | Upgrade
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| Diluted Shares Outstanding | 18 | 16 | 15 | - | 11 | 11 | Upgrade
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| Shares Change (YoY) | 14.84% | 2.41% | - | - | -0.35% | 33.54% | Upgrade
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| EPS (Basic) | 1003.39 | 1218.83 | 1292.11 | - | 347.91 | 144.00 | Upgrade
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| EPS (Diluted) | 1003.39 | 1218.83 | 1292.10 | - | 347.91 | 144.00 | Upgrade
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| EPS Growth | -18.31% | -5.67% | - | - | 141.60% | 9.09% | Upgrade
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| Effective Tax Rate | 9.83% | 9.67% | 13.09% | 13.96% | 15.17% | 18.25% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.