Credifamilia Compañía de Financiamiento S.A. (BVC:CREDIFAMI)
Colombia
· Delayed Price · Currency is COP 2,500.00
0.00 (0.00%)
At close: Dec 4, 2025
BVC:CREDIFAMI Income Statement
Financials in millions COP. Fiscal year is January - December.
Millions COP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest and Dividend Income | 78,155 | 77,904 | 70,714 | 59,933 | 51,358 | 45,033 | Upgrade
|
| Total Interest Expense | 48,384 | 52,881 | 48,715 | 28,830 | 20,179 | 18,782 | Upgrade
|
| Net Interest Income | 29,771 | 25,023 | 22,000 | 31,103 | 31,179 | 26,251 | Upgrade
|
| Commissions and Fees | 4,357 | 3,609 | 3,080 | 2,403 | 2,000 | 2,106 | Upgrade
|
| Gain (Loss) on Sale of Investments | 1,773 | 1,837 | 1,517 | 2,955 | 996.76 | 1,453 | Upgrade
|
| Other Revenue | 34,219 | 36,727 | 59,340 | 63,167 | 22,144 | 6,133 | Upgrade
|
| Revenue Before Loan Losses | 70,119 | 67,196 | 85,937 | 99,628 | 56,320 | 35,943 | Upgrade
|
| Provision for Loan Losses | 8,109 | 7,910 | 7,544 | 7,680 | 3,728 | 5,336 | Upgrade
|
| Revenue | 62,009 | 59,285 | 78,393 | 91,948 | 52,592 | 30,607 | Upgrade
|
| Revenue Growth (YoY) | -2.62% | -24.37% | -14.74% | 74.83% | 71.83% | -18.46% | Upgrade
|
| Salaries & Employee Benefits | 16,607 | 15,979 | 14,599 | 11,933 | 10,346 | 8,744 | Upgrade
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| Cost of Services Provided | 10,910 | 10,910 | 9,013 | 10,925 | 8,381 | 13,741 | Upgrade
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| Other Operating Expenses | 16,705 | 19,751 | 34,375 | 41,245 | 17,374 | -2,005 | Upgrade
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| Total Operating Expenses | 44,403 | 46,765 | 58,088 | 64,227 | 36,175 | 21,064 | Upgrade
|
| Operating Income | 17,606 | 12,520 | 20,305 | 27,721 | 16,417 | 9,543 | Upgrade
|
| EBT Excluding Unusual Items | 17,538 | 12,520 | 20,305 | 27,721 | 16,417 | 10,009 | Upgrade
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| Pretax Income | 17,523 | 12,508 | 20,293 | 27,721 | 16,417 | 10,009 | Upgrade
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| Income Tax Expense | 2,616 | 2,077 | 3,242 | - | - | - | Upgrade
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| Net Income | 14,907 | 10,431 | 17,052 | 27,721 | 16,417 | 10,009 | Upgrade
|
| Net Income to Common | 14,907 | 10,431 | 17,052 | 27,721 | 16,417 | 10,009 | Upgrade
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| Net Income Growth | 36.75% | -38.83% | -38.49% | 68.85% | 64.03% | 15.29% | Upgrade
|
| Shares Outstanding (Basic) | 36 | 36 | 36 | 36 | 36 | 36 | Upgrade
|
| Shares Outstanding (Diluted) | 36 | 36 | 36 | 36 | 36 | 36 | Upgrade
|
| Shares Change (YoY) | -0.00% | - | - | - | - | - | Upgrade
|
| EPS (Basic) | 413.37 | 289.26 | 472.85 | 768.73 | 455.26 | 277.55 | Upgrade
|
| EPS (Diluted) | 413.37 | 289.26 | 472.85 | 768.73 | 455.26 | 277.55 | Upgrade
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| EPS Growth | 36.75% | -38.83% | -38.49% | 68.85% | 64.03% | 15.29% | Upgrade
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| Free Cash Flow | 50,661 | 39,141 | -51,444 | 86,608 | 9,386 | -47,411 | Upgrade
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| Free Cash Flow Per Share | 1404.86 | 1085.40 | -1426.58 | 2401.68 | 260.29 | -1314.74 | Upgrade
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| Dividend Per Share | 130.170 | 130.170 | 212.780 | 346.000 | 204.870 | - | Upgrade
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| Dividend Growth | -38.82% | -38.82% | -38.50% | 68.89% | - | - | Upgrade
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| Operating Margin | 28.39% | 21.12% | 25.90% | 30.15% | 31.22% | 31.18% | Upgrade
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| Profit Margin | 24.04% | 17.59% | 21.75% | 30.15% | 31.22% | 32.70% | Upgrade
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| Free Cash Flow Margin | 81.70% | 66.02% | -65.62% | 94.19% | 17.85% | -154.90% | Upgrade
|
| Effective Tax Rate | 14.93% | 16.61% | 15.97% | - | - | - | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.