Credifamilia Compañía de Financiamiento S.A. (BVC:CREDIFAMI)
2,500.00
0.00 (0.00%)
At close: Apr 27, 2026
BVC:CREDIFAMI Income Statement
Financials in millions COP. Fiscal year is January - December.
Millions COP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 77,725 | 77,904 | 70,714 | 59,933 | 51,358 | Upgrade
|
| Total Interest Expense | 47,506 | 52,881 | 48,715 | 28,830 | 20,179 | Upgrade
|
| Net Interest Income | 30,218 | 25,023 | 22,000 | 31,103 | 31,179 | Upgrade
|
| Commissions and Fees | 4,758 | 3,609 | 3,080 | 2,403 | 2,000 | Upgrade
|
| Gain (Loss) on Sale of Investments | 2,739 | 2,436 | 1,517 | 2,955 | 996.76 | Upgrade
|
| Other Revenue | 35,439 | 36,129 | 59,340 | 63,167 | 22,144 | Upgrade
|
| Revenue Before Loan Losses | 73,155 | 67,196 | 85,937 | 99,628 | 56,320 | Upgrade
|
| Provision for Loan Losses | 7,808 | 7,910 | 7,544 | 7,680 | 3,728 | Upgrade
|
| Revenue | 65,347 | 59,285 | 78,393 | 91,948 | 52,592 | Upgrade
|
| Revenue Growth (YoY) | 10.22% | -24.37% | -14.74% | 74.83% | 71.83% | Upgrade
|
| Salaries & Employee Benefits | 16,473 | 15,979 | 14,599 | 11,933 | 10,346 | Upgrade
|
| Cost of Services Provided | 11,511 | 10,452 | 8,926 | 10,925 | 8,381 | Upgrade
|
| Other Operating Expenses | 18,040 | 20,209 | 34,461 | 41,245 | 17,374 | Upgrade
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| Total Operating Expenses | 46,193 | 46,765 | 58,088 | 64,227 | 36,175 | Upgrade
|
| Operating Income | 19,154 | 12,520 | 20,305 | 27,721 | 16,417 | Upgrade
|
| EBT Excluding Unusual Items | 19,154 | 12,520 | 20,305 | 27,721 | 16,417 | Upgrade
|
| Pretax Income | 19,142 | 12,508 | 20,293 | 27,721 | 16,417 | Upgrade
|
| Income Tax Expense | 2,979 | 2,077 | 3,242 | - | - | Upgrade
|
| Net Income | 16,163 | 10,431 | 17,052 | 27,721 | 16,417 | Upgrade
|
| Net Income to Common | 16,163 | 10,431 | 17,052 | 27,721 | 16,417 | Upgrade
|
| Net Income Growth | 54.95% | -38.83% | -38.49% | 68.85% | 64.03% | Upgrade
|
| Shares Outstanding (Basic) | 36 | 36 | 36 | 36 | 36 | Upgrade
|
| Shares Outstanding (Diluted) | 36 | 36 | 36 | 36 | 36 | Upgrade
|
| EPS (Basic) | 448.21 | 289.26 | 472.85 | 768.73 | 455.26 | Upgrade
|
| EPS (Diluted) | 448.21 | 289.26 | 472.85 | 768.73 | 455.26 | Upgrade
|
| EPS Growth | 54.95% | -38.83% | -38.49% | 68.85% | 64.03% | Upgrade
|
| Free Cash Flow | 27,020 | 44,265 | -51,444 | 86,608 | 9,386 | Upgrade
|
| Free Cash Flow Per Share | 749.29 | 1227.50 | -1426.58 | 2401.68 | 260.29 | Upgrade
|
| Dividend Per Share | - | 130.170 | 212.780 | 346.000 | 204.870 | Upgrade
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| Dividend Growth | - | -38.82% | -38.50% | 68.89% | - | Upgrade
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| Operating Margin | 29.31% | 21.12% | 25.90% | 30.15% | 31.22% | Upgrade
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| Profit Margin | 24.73% | 17.59% | 21.75% | 30.15% | 31.22% | Upgrade
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| Free Cash Flow Margin | 41.35% | 74.66% | -65.62% | 94.19% | 17.85% | Upgrade
|
| Effective Tax Rate | 15.56% | 16.61% | 15.97% | - | - | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.