BVC:CREDIFAMI Statistics

Total Valuation

BVC:CREDIFAMI has a market cap or net worth of COP 90.15 billion.

Market Cap	90.15B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, November 14, 2025.

Earnings Date	Nov 14, 2025
Ex-Dividend Date	n/a

Share Statistics

BVC:CREDIFAMI has 36.06 million shares outstanding. The number of shares has decreased by -0.00% in one year.

Current Share Class	36.06M
Shares Outstanding	36.06M
Shares Change (YoY)	-0.00%
Shares Change (QoQ)	+0.00%
Owned by Insiders (%)	3.53%
Owned by Institutions (%)	22.87%
Float	8.25M

Valuation Ratios

The trailing PE ratio is 6.05.

PE Ratio	6.05
Forward PE	n/a
PS Ratio	1.45
PB Ratio	0.81
P/TBV Ratio	0.81
P/FCF Ratio	1.78
P/OCF Ratio	1.78
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 2.90, with a Debt / Equity ratio of 3.70.

Current Ratio	2.90
Quick Ratio	2.85
Debt / Equity	3.70
Debt / EBITDA	n/a
Debt / FCF	8.12
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.03%.

Return on Equity (ROE)	14.03%
Return on Assets (ROA)	1.92%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

In the past 12 months, BVC:CREDIFAMI has paid 2.62 billion in taxes.

Income Tax	2.62B
Effective Tax Rate	14.93%

Stock Price Statistics

Beta (5Y)	0.53
52-Week Price Change	n/a
50-Day Moving Average	2,500.00
200-Day Moving Average	2,500.00
Relative Strength Index (RSI)	100.00
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVC:CREDIFAMI had revenue of COP 62.01 billion and earned 14.91 billion in profits. Earnings per share was 413.37.

Revenue	62.01B
Gross Profit	61.95B
Operating Income	17.61B
Pretax Income	17.52B
Net Income	14.91B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	413.37

Full Income Statement

Balance Sheet

The company has 37.86 billion in cash and 411.51 billion in debt, giving a net cash position of -373.65 billion or -10,361.41 per share.

Cash & Cash Equivalents	37.86B
Total Debt	411.51B
Net Cash	-373.65B
Net Cash Per Share	-10,361.41
Equity (Book Value)	111.37B
Book Value Per Share	3,088.28
Working Capital	470.42B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 50.78 billion and capital expenditures -124.08 million, giving a free cash flow of 50.66 billion.

Operating Cash Flow	50.78B
Capital Expenditures	-124.08M
Free Cash Flow	50.66B
FCF Per Share	1,404.85

Full Cash Flow Statement

Margins

Gross margin is 99.91%, with operating and profit margins of 28.39% and 24.04%.

Gross Margin	99.91%
Operating Margin	28.39%
Pretax Margin	28.26%
Profit Margin	24.04%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	81.70%

Dividends & Yields

This stock pays an annual dividend of 130.17, which amounts to a dividend yield of 5.21%.

Dividend Per Share	130.17
Dividend Yield	5.21%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	3
Payout Ratio	31.49%
Buyback Yield	0.00%
Shareholder Yield	5.21%
Earnings Yield	16.53%
FCF Yield	56.19%

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5