BVL:CRANDEC1 Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	2.95	2.01	-4.45	1.02	2.51	-9.67	Upgrade
Depreciation & Amortization	3.69	3.28	2.33	4.12	2.34	3.24	Upgrade
Gain (Loss) on Sale of Assets	-0.03	-0.03	0.02	0.03	0.5	1.01	Upgrade
Gain (Loss) on Sale of Investments	0.11	0.11	0.12	-	-	-	Upgrade
Provision for Credit Losses	40.15	40.15	47.47	38.65	26.96	17.5	Upgrade
Change in Trading Asset Securities	-0.01	-	-	-	-	-	Upgrade
Change in Accounts Payable	-0.98	-	-	-	-	-	Upgrade
Change in Other Net Operating Assets	-34.76	-30.98	-100.04	-11.16	12.63	-80.73	Upgrade
Other Operating Activities	6.03	7.89	2.11	2.16	-31.39	-3.36	Upgrade
Operating Cash Flow	17.15	22.44	-52.44	34.82	13.56	-72.01	Upgrade
Operating Cash Flow Growth	-	-	-	156.78%	-	-	Upgrade
Capital Expenditures	-2.33	-1.36	-2.01	-4.22	-3.62	-0.84	Upgrade
Sale of Property, Plant and Equipment	0.08	0.08	0.22	2.46	0.57	1.37	Upgrade
Purchase / Sale of Intangibles	-3.24	-3.24	-3.97	-	-	-	Upgrade
Investing Cash Flow	-5.5	-4.53	-5.76	-1.76	-3.05	0.53	Upgrade
Long-Term Debt Issued	-	-	-	-	-	24.57	Upgrade
Long-Term Debt Repaid	-	-4.46	-3.8	-6.74	-8.54	-	Upgrade
Net Debt Issued (Repaid)	-4.46	-4.46	-3.8	-6.74	-8.54	24.57	Upgrade
Issuance of Common Stock	-	-	36.42	-	-	-	Upgrade
Other Financing Activities	-61.31	-	-	-	-	-	Upgrade
Financing Cash Flow	-65.77	-4.46	32.62	-6.74	-8.54	24.57	Upgrade
Net Cash Flow	-54.12	13.45	-25.57	26.32	1.97	-46.91	Upgrade
Free Cash Flow	14.82	21.08	-54.45	30.6	9.95	-72.85	Upgrade
Free Cash Flow Growth	-	-	-	207.72%	-	-	Upgrade
Free Cash Flow Margin	12.36%	18.48%	-62.57%	35.94%	11.88%	-115.21%	Upgrade
Free Cash Flow Per Share	-	0.19	-0.74	0.41	0.14	-0.99	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.