Financiera Confianza Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	52.39	12.7	12.02	42.81	3.16	Upgrade
Depreciation & Amortization	13.24	12.13	9.36	7.42	7.12	Upgrade
Provision for Credit Losses	130.09	153.93	157.42	91.3	122.85	Upgrade
Change in Accounts Payable	8.44	-5.73	-27.94	15.28	-7.09	Upgrade
Change in Other Net Operating Assets	-356.71	-134.17	-285.75	-243.88	-95.7	Upgrade
Other Operating Activities	27.93	3.55	-23.98	11.17	-25.33	Upgrade
Operating Cash Flow	-124.61	42.41	-158.88	-75.9	5.01	Upgrade
Capital Expenditures	-6.24	-3.09	-8.09	-2.62	-1.99	Upgrade
Sale of Property, Plant and Equipment	0.14	0.19	1.33	-	-	Upgrade
Purchase / Sale of Intangibles	-9.91	-10.81	-13.26	-7.83	-1.66	Upgrade
Investing Cash Flow	-16	-13.71	-20.02	-10.45	-3.64	Upgrade
Long-Term Debt Issued	42.55	-	202.77	144.05	-	Upgrade
Long-Term Debt Repaid	-103.03	-120.45	-	-	-11.18	Upgrade
Net Debt Issued (Repaid)	-60.48	-120.45	202.77	144.05	-11.18	Upgrade
Common Dividends Paid	-6.86	-5.41	-19.27	-	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	244.32	125	-2.01	21.12	-189.77	Upgrade
Financing Cash Flow	176.98	-0.86	181.5	165.17	-200.95	Upgrade
Net Cash Flow	36.37	27.83	2.61	78.81	-199.58	Upgrade
Free Cash Flow	-130.85	39.32	-166.97	-78.52	3.03	Upgrade
Free Cash Flow Margin	-34.21%	13.53%	-56.86%	-25.68%	1.32%	Upgrade
Free Cash Flow Per Share	-24.28	7.30	-30.98	-14.57	0.56	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.