Financiera ProEmpresa Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	0.91	-1.95	-14.09	0.64	-1.64	Upgrade
Depreciation & Amortization	2.19	2.74	1.5	2.5	2.61	Upgrade
Gain (Loss) on Sale of Assets	0.79	0.44	0.65	0.02	0.03	Upgrade
Total Asset Writedown	0.21	0.26	0.18	0.38	2.15	Upgrade
Provision for Credit Losses	45.72	40.56	43.49	32.96	37.84	Upgrade
Change in Accounts Payable	1.91	-6.53	-2.93	-	-	Upgrade
Change in Other Net Operating Assets	-5.46	26.93	9.32	-81.47	-7.92	Upgrade
Other Operating Activities	0.62	-2.44	1.02	0.86	-0.13	Upgrade
Operating Cash Flow	46.89	60.01	39.13	-44.1	32.95	Upgrade
Operating Cash Flow Growth	-21.86%	53.33%	-	-	-18.50%	Upgrade
Capital Expenditures	-0.46	-1.53	-2.46	-3.29	-1.24	Upgrade
Investment in Securities	-2.83	-1.05	1.06	2.83	-12.2	Upgrade
Purchase / Sale of Intangibles	-0.17	-0.61	-0.95	-0.83	-0.15	Upgrade
Other Investing Activities	-	-1.71	-3.23	0.02	-	Upgrade
Investing Cash Flow	-3.46	-4.89	-5.58	-1.28	-13.6	Upgrade
Long-Term Debt Repaid	-15.28	-23.66	-37.77	-	-	Upgrade
Net Debt Issued (Repaid)	-15.28	-23.66	-37.77	-	-	Upgrade
Issuance of Common Stock	2.5	-	-	-	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	-76.97	-11.69	33.84	18.8	-	Upgrade
Financing Cash Flow	-89.75	-35.35	-3.93	18.8	-	Upgrade
Foreign Exchange Rate Adjustments	-	-	-	-0.04	0.09	Upgrade
Net Cash Flow	-46.32	19.77	29.62	-26.61	19.44	Upgrade
Free Cash Flow	46.43	58.48	36.68	-47.39	31.7	Upgrade
Free Cash Flow Growth	-20.60%	59.44%	-	-	-10.19%	Upgrade
Free Cash Flow Margin	74.85%	99.76%	79.03%	-66.47%	50.17%	Upgrade
Free Cash Flow Per Share	5.08	7.53	4.72	-6.10	4.09	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.