Synchrony Financial (BVMF:S1YF34)
Brazil
· Delayed Price · Currency is BRL 438.60
+20.10 (4.80%)
At close: Dec 5, 2025
Synchrony Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 21,630 | 21,596 | 19,902 | 16,881 | 15,228 | 15,950 | Upgrade
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| Interest Income on Investments | 947 | 1,049 | 808 | 265 | 43 | 117 | Upgrade
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| Total Interest Income | 22,577 | 22,645 | 20,710 | 17,146 | 15,271 | 16,067 | Upgrade
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| Interest Paid on Deposits | 3,466 | 3,806 | 2,952 | 1,008 | 566 | 1,094 | Upgrade
|
| Interest Paid on Borrowings | 814 | 828 | 759 | 513 | 466 | 571 | Upgrade
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| Total Interest Expense | 4,280 | 4,634 | 3,711 | 1,521 | 1,032 | 1,665 | Upgrade
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| Net Interest Income | 18,297 | 18,011 | 16,999 | 15,625 | 14,239 | 14,402 | Upgrade
|
| Net Interest Income Growth (YoY) | 2.30% | 5.95% | 8.79% | 9.73% | -1.13% | -14.27% | Upgrade
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| Gain (Loss) on Sale of Assets | - | 1,069 | - | - | - | - | Upgrade
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| Other Non-Interest Income | -3,308 | -2,955 | -3,372 | -3,951 | -4,047 | -3,240 | Upgrade
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| Total Non-Interest Income | -3,308 | -1,886 | -3,372 | -3,951 | -4,047 | -3,240 | Upgrade
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| Revenues Before Loan Losses | 14,989 | 16,125 | 13,627 | 11,674 | 10,192 | 11,162 | Upgrade
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| Provision for Loan Losses | 5,344 | 6,733 | 5,965 | 3,375 | 726 | 5,310 | Upgrade
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| Revenue | 9,645 | 9,392 | 7,662 | 8,299 | 9,466 | 5,852 | Upgrade
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| Revenue Growth (YoY) | 7.08% | 22.58% | -7.68% | -12.33% | 61.76% | -35.92% | Upgrade
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| Salaries and Employee Benefits | 1,996 | 1,872 | 1,841 | 1,681 | 1,501 | 1,380 | Upgrade
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| Selling, General & Administrative | 2,319 | 2,263 | 2,081 | 1,942 | 1,818 | 1,699 | Upgrade
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| Other Non-Interest Expense | 496 | 512 | 505 | 541 | 540 | 642 | Upgrade
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| Total Non-Interest Expense | 4,811 | 4,647 | 4,427 | 4,164 | 3,859 | 3,721 | Upgrade
|
| EBT Excluding Unusual Items | 4,834 | 4,745 | 3,235 | 4,135 | 5,607 | 2,131 | Upgrade
|
| Other Unusual Items | -192 | -192 | -288 | -173 | -104 | -334 | Upgrade
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| Pretax Income | 4,642 | 4,553 | 2,904 | 3,962 | 5,503 | 1,797 | Upgrade
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| Income Tax Expense | 1,067 | 1,054 | 666 | 946 | 1,282 | 412 | Upgrade
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| Net Income | 3,575 | 3,499 | 2,238 | 3,016 | 4,221 | 1,385 | Upgrade
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| Preferred Dividends & Other Adjustments | 83 | 72 | 42 | 42 | 42 | 42 | Upgrade
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| Net Income to Common | 3,492 | 3,427 | 2,196 | 2,974 | 4,179 | 1,343 | Upgrade
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| Net Income Growth | 12.95% | 56.34% | -25.80% | -28.55% | 204.76% | -63.04% | Upgrade
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| Basic Shares Outstanding | 379 | 397 | 421 | 480 | 565 | 589 | Upgrade
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| Diluted Shares Outstanding | 383 | 401 | 424 | 483 | 569 | 591 | Upgrade
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| Shares Change (YoY) | -5.45% | -5.41% | -12.39% | -15.09% | -3.64% | -12.28% | Upgrade
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| EPS (Basic) | 9.21 | 8.64 | 5.21 | 6.19 | 7.40 | 2.28 | Upgrade
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| EPS (Diluted) | 9.10 | 8.55 | 5.19 | 6.15 | 7.34 | 2.27 | Upgrade
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| EPS Growth | 18.70% | 64.74% | -15.61% | -16.21% | 223.35% | -59.17% | Upgrade
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| Dividend Per Share | 1.100 | 1.000 | 0.960 | 0.900 | 0.880 | 0.880 | Upgrade
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| Dividend Growth | 10.00% | 4.17% | 6.67% | 2.27% | - | 2.33% | Upgrade
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| Effective Tax Rate | 22.99% | 23.15% | 22.93% | 23.88% | 23.30% | 22.93% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.