Banque Internationale Arabe de Tunisie Société anonyme (BVMT:BIAT)
Tunisia
· Delayed Price · Currency is TND 146.50
+0.50 (0.34%)
At close: Apr 28, 2026
BVMT:BIAT Income Statement
Financials in millions TND. Fiscal year is January - December.
Millions TND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 1,508 | 1,498 | 1,410 | 1,157 | 1,004 | Upgrade
|
| Interest Paid on Deposits | 865.87 | 792.83 | 707.46 | 569.44 | 500.54 | Upgrade
|
| Net Interest Income | 641.9 | 705.47 | 702.63 | 587.12 | 503.53 | Upgrade
|
| Net Interest Income Growth (YoY) | -9.01% | 0.40% | 19.67% | 16.60% | -1.58% | Upgrade
|
| Income From Trading Activities | 319.19 | 264.55 | 250.99 | 253.4 | 169.49 | Upgrade
|
| Gain (Loss) on Sale of Investments | -12.07 | -24.46 | -9.32 | 2.76 | -11.53 | Upgrade
|
| Other Non-Interest Income | 977.51 | 780.27 | 650.28 | 574.62 | 461.58 | Upgrade
|
| Total Non-Interest Income | 1,285 | 1,020 | 891.96 | 830.79 | 619.54 | Upgrade
|
| Non-Interest Income Growth (YoY) | 25.90% | 14.39% | 7.36% | 34.10% | 19.99% | Upgrade
|
| Revenues Before Loan Losses | 1,927 | 1,726 | 1,595 | 1,418 | 1,123 | Upgrade
|
| Provision for Loan Losses | 384.96 | 277.21 | 342.6 | 365.02 | 250.54 | Upgrade
|
| Revenue | 1,542 | 1,449 | 1,252 | 1,053 | 872.53 | Upgrade
|
| Revenue Growth (YoY) | 6.42% | 15.70% | 18.91% | 20.67% | -0.14% | Upgrade
|
| Salaries and Employee Benefits | 480.64 | 406.28 | 339.73 | 292.2 | 264.12 | Upgrade
|
| Occupancy Expenses | 59.96 | 62.46 | 50.11 | 66.75 | 58.28 | Upgrade
|
| Other Non-Interest Expense | 189.47 | 205.25 | 179.21 | 135.21 | 133.83 | Upgrade
|
| Total Non-Interest Expense | 730.42 | 674.07 | 568.91 | 494.08 | 456.31 | Upgrade
|
| EBT Excluding Unusual Items | 811.15 | 774.54 | 683.09 | 558.81 | 416.22 | Upgrade
|
| Other Unusual Items | -2.81 | 0.01 | -0.65 | -1.25 | -19.89 | Upgrade
|
| Pretax Income | 808.34 | 774.55 | 682.43 | 557.56 | 396.33 | Upgrade
|
| Income Tax Expense | 258.08 | 329.16 | 276.65 | 208.08 | 88.18 | Upgrade
|
| Earnings From Continuing Operations | 550.26 | 445.39 | 405.78 | 349.48 | 308.15 | Upgrade
|
| Minority Interest in Earnings | -83.11 | -65.99 | -47.19 | -37.08 | -24.72 | Upgrade
|
| Net Income | 467.15 | 379.41 | 358.59 | 312.4 | 283.43 | Upgrade
|
| Net Income to Common | 467.15 | 379.41 | 358.59 | 312.4 | 283.43 | Upgrade
|
| Net Income Growth | 23.13% | 5.80% | 14.79% | 10.22% | 2.15% | Upgrade
|
| Basic Shares Outstanding | 82 | 41 | 41 | 41 | 41 | Upgrade
|
| Diluted Shares Outstanding | 82 | 41 | 41 | 41 | 41 | Upgrade
|
| Shares Change (YoY) | 100.00% | - | - | - | 100.00% | Upgrade
|
| EPS (Basic) | 5.72 | 9.30 | 8.79 | 7.66 | 6.95 | Upgrade
|
| EPS (Diluted) | 5.72 | 9.30 | 8.79 | 7.66 | 6.95 | Upgrade
|
| EPS Growth | -38.44% | 5.80% | 14.79% | 10.22% | -48.93% | Upgrade
|
| Dividend Per Share | - | - | 5.250 | 5.075 | 4.550 | Upgrade
|
| Dividend Growth | - | - | 3.45% | 11.54% | 4.00% | Upgrade
|
| Effective Tax Rate | 31.93% | 42.50% | 40.54% | 37.32% | 22.25% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.