Société Tunisienne de Banque Société anonyme (BVMT:STB)
Tunisia
· Delayed Price · Currency is TND 4.400
-0.100 (-2.22%)
At close: Apr 27, 2026
BVMT:STB Income Statement
Financials in millions TND. Fiscal year is January - December.
Millions TND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 891.91 | 961.24 | 1,059 | 959.2 | 827.97 | Upgrade
|
| Interest Paid on Deposits | 714.81 | 724.1 | 733.49 | 579.62 | 464.57 | Upgrade
|
| Net Interest Income | 177.1 | 237.14 | 325.21 | 379.58 | 363.41 | Upgrade
|
| Net Interest Income Growth (YoY) | -25.32% | -27.08% | -14.32% | 4.45% | 0.42% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 0.66 | 0.77 | 0.19 | 1.01 | Upgrade
|
| Gain (Loss) on Sale of Investments | 89.9 | 85.27 | 89.32 | 120.51 | 86.77 | Upgrade
|
| Other Non-Interest Income | 480.05 | 369.04 | 294.26 | 229.17 | 197.57 | Upgrade
|
| Total Non-Interest Income | 569.95 | 454.97 | 384.35 | 349.88 | 285.34 | Upgrade
|
| Non-Interest Income Growth (YoY) | 25.27% | 18.38% | 9.85% | 22.62% | 8.28% | Upgrade
|
| Revenues Before Loan Losses | 747.06 | 692.11 | 709.56 | 729.45 | 648.75 | Upgrade
|
| Provision for Loan Losses | 251.49 | 185.73 | 222.97 | 204.43 | 123.63 | Upgrade
|
| Revenue | 495.57 | 506.38 | 486.59 | 525.02 | 525.12 | Upgrade
|
| Revenue Growth (YoY) | -2.14% | 4.07% | -7.32% | -0.02% | 20.77% | Upgrade
|
| Salaries and Employee Benefits | 259.5 | 256.08 | 246.36 | 222.79 | 204.66 | Upgrade
|
| Occupancy Expenses | 17.5 | 19 | 16.28 | 15.14 | 15.71 | Upgrade
|
| Selling, General & Administrative | - | 12.93 | 13.15 | 11.18 | 10.78 | Upgrade
|
| Other Non-Interest Expense | 68.22 | 44.91 | 64.43 | 49.77 | 48.09 | Upgrade
|
| Total Non-Interest Expense | 355.93 | 341.22 | 347.44 | 298.46 | 277.25 | Upgrade
|
| EBT Excluding Unusual Items | 139.64 | 165.16 | 139.15 | 226.56 | 247.87 | Upgrade
|
| Pretax Income | 139.64 | 165.16 | 139.15 | 226.56 | 247.87 | Upgrade
|
| Income Tax Expense | 49.87 | 31.93 | 46.94 | 95.6 | 96.54 | Upgrade
|
| Earnings From Continuing Operations | 89.76 | 133.23 | 92.21 | 130.96 | 151.33 | Upgrade
|
| Minority Interest in Earnings | -27.11 | -24.29 | -22.06 | -23.3 | -3.86 | Upgrade
|
| Net Income | 58.74 | 103.3 | 59.69 | 99.73 | 125.74 | Upgrade
|
| Preferred Dividends & Other Adjustments | - | - | - | -1.1 | -2.79 | Upgrade
|
| Net Income to Common | 58.74 | 103.3 | 59.69 | 100.84 | 128.53 | Upgrade
|
| Net Income Growth | -43.14% | 73.06% | -40.15% | -20.68% | 83.79% | Upgrade
|
| Basic Shares Outstanding | - | 154 | 154 | 154 | 154 | Upgrade
|
| Diluted Shares Outstanding | - | 154 | 154 | 154 | 154 | Upgrade
|
| Shares Change (YoY) | - | - | -0.04% | 0.01% | -0.01% | Upgrade
|
| EPS (Basic) | - | 0.67 | 0.39 | 0.65 | 0.83 | Upgrade
|
| EPS (Diluted) | - | 0.67 | 0.39 | 0.65 | 0.83 | Upgrade
|
| EPS Growth | - | 73.06% | -40.78% | -21.55% | 87.88% | Upgrade
|
| Effective Tax Rate | 35.72% | 19.33% | 33.73% | 42.20% | 38.95% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.