Wifak International Bank Cash Flow Statement

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	10.08	10.13	9	5.27	5.35	Upgrade
Depreciation & Amortization	-	4.16	4.27	3.86	-	Upgrade
Other Amortization	-	0.87	0.74	0.74	0.1	Upgrade
Total Asset Writedown	-	0.08	0.17	0.07	-	Upgrade
Other Operating Activities	86.09	42.13	-58.44	-45.71	19.56	Upgrade
Operating Cash Flow	96.17	57.37	-44.26	-35.77	25.01	Upgrade
Operating Cash Flow Growth	67.63%	-	-	-	-68.62%	Upgrade
Capital Expenditures	-20.12	-9.74	-11.98	-4.14	-2.49	Upgrade
Investment in Securities	-2.51	3.3	-2.44	-28.09	2.6	Upgrade
Other Investing Activities	0	-	-	0.05	0	Upgrade
Investing Cash Flow	-22.64	-6.44	-14.42	-32.19	0.12	Upgrade
Long-Term Debt Issued	52	-	50	20	25	Upgrade
Long-Term Debt Repaid	-17.89	-15.59	-20.84	-14.46	-10.24	Upgrade
Net Debt Issued (Repaid)	34.11	-15.59	29.16	5.54	14.76	Upgrade
Issuance of Common Stock	-	0.36	-	-	-	Upgrade
Other Financing Activities	-15.26	0	0	0	0	Upgrade
Financing Cash Flow	18.85	-15.23	29.16	5.54	14.76	Upgrade
Net Cash Flow	92.39	35.7	-29.52	-62.42	39.89	Upgrade
Free Cash Flow	76.05	47.63	-56.25	-39.91	22.52	Upgrade
Free Cash Flow Growth	59.67%	-	-	-	-71.47%	Upgrade
Free Cash Flow Margin	73.49%	54.43%	-80.91%	-84.52%	52.91%	Upgrade
Free Cash Flow Per Share	-	1.59	-1.88	-1.33	0.75	Upgrade
Cash Income Tax Paid	-	5.05	0.46	0.08	0.21	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.