CBSE:BCI Cash Flow Statement

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	434.83	325.15	171.22	228.62	194.11	Upgrade
Depreciation & Amortization	260.54	257.77	251.84	234.98	245.12	Upgrade
Gain (Loss) on Sale of Investments	-9.95	465.05	-252.38	246.09	325.37	Upgrade
Provision for Credit Losses	775.25	260.77	814.75	140.01	132.82	Upgrade
Change in Income Taxes	-421.97	-168.99	-615.33	13.63	-484.25	Upgrade
Change in Other Net Operating Assets	-2,322	-1,569	-1,968	2,603	-1,314	Upgrade
Other Operating Activities	599.92	561.62	513.43	482.46	421.55	Upgrade
Operating Cash Flow	-696.18	128.16	-1,081	3,955	-479.11	Upgrade
Capital Expenditures	-278.02	-232	-238.92	-152.77	-72.29	Upgrade
Investment in Securities	26.11	12.76	-2.29	-11.14	1.32	Upgrade
Income (Loss) Equity Investments	-13.05	-4.46	4.05	6.53	0.24	Upgrade
Other Investing Activities	-0	-	-	-	-	Upgrade
Investing Cash Flow	-250.16	-217.49	-239.46	-162.16	-69.64	Upgrade
Common Dividends Paid	-239.03	-239.03	-239.03	-132.79	-571.01	Upgrade
Other Financing Activities	-4.43	0.19	792.48	-751.92	-0.32	Upgrade
Financing Cash Flow	-243.46	-238.84	553.45	-884.71	-571.32	Upgrade
Net Cash Flow	-1,190	-328.17	-766.87	2,908	-1,120	Upgrade
Free Cash Flow	-974.19	-103.83	-1,320	3,802	-551.4	Upgrade
Free Cash Flow Margin	-32.13%	-3.49%	-47.15%	152.54%	-22.23%	Upgrade
Free Cash Flow Per Share	-73.36	-7.82	-99.39	286.32	-41.52	Upgrade
Cash Income Tax Paid	421.97	168.99	615.33	-13.63	484.25	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.