Société Maghrébine de Crédit-bail (CBSE:MAB)
Morocco
· Delayed Price · Currency is MAD 875.00
-1.00 (-0.11%)
At close: Apr 27, 2026
CBSE:MAB Income Statement
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 1.52 | 2.77 | 2.73 | 6.49 | 1.47 | Upgrade
|
| Total Interest Expense | 409.61 | 401.68 | 359.15 | 246.29 | 334.36 | Upgrade
|
| Net Interest Income | -408.1 | -398.91 | -356.42 | -239.8 | -332.89 | Upgrade
|
| Commissions and Fees | 22.62 | 1.28 | 1.3 | 0.81 | 0.74 | Upgrade
|
| Other Revenue | 4,582 | 4,299 | 4,001 | 3,978 | 3,793 | Upgrade
|
| Revenue Before Loan Losses | 4,197 | 3,901 | 3,646 | 3,739 | 3,461 | Upgrade
|
| Provision for Loan Losses | 67.82 | 51.03 | 19.58 | 145.67 | 104.66 | Upgrade
|
| Revenue | 4,129 | 3,850 | 3,627 | 3,593 | 3,356 | Upgrade
|
| Revenue Growth (YoY) | 7.24% | 6.16% | 0.93% | 7.07% | 8.77% | Upgrade
|
| Salaries & Employee Benefits | 46.33 | 44.69 | 40 | 38.03 | 38.56 | Upgrade
|
| Cost of Services Provided | 3,804 | 3,569 | 3,355 | 3,256 | 3,138 | Upgrade
|
| Other Operating Expenses | 2.12 | 2.99 | 2.46 | 85.8 | 1.86 | Upgrade
|
| Total Operating Expenses | 3,853 | 3,617 | 3,397 | 3,380 | 3,178 | Upgrade
|
| Operating Income | 276.15 | 233.25 | 229.42 | 213.32 | 178.08 | Upgrade
|
| EBT Excluding Unusual Items | 276.15 | 233.26 | 229.42 | 213.32 | 178.08 | Upgrade
|
| Other Unusual Items | -11.64 | -2.13 | -12.74 | -10.18 | 2.37 | Upgrade
|
| Pretax Income | 261.84 | 228.67 | 215.33 | 201 | 175.71 | Upgrade
|
| Income Tax Expense | 113.64 | 93.04 | 87.53 | 82.05 | 76.66 | Upgrade
|
| Net Income | 148.2 | 135.63 | 127.81 | 118.95 | 99.05 | Upgrade
|
| Net Income to Common | 148.2 | 135.63 | 127.81 | 118.95 | 99.05 | Upgrade
|
| Net Income Growth | 9.26% | 6.12% | 7.45% | 20.09% | 54.19% | Upgrade
|
| Shares Outstanding (Basic) | - | 1 | 1 | 1 | 1 | Upgrade
|
| Shares Outstanding (Diluted) | - | 1 | 1 | 1 | 1 | Upgrade
|
| Shares Change (YoY) | - | -0.01% | 0.01% | -0.00% | -0.00% | Upgrade
|
| EPS (Basic) | - | 97.99 | 92.33 | 85.94 | 71.56 | Upgrade
|
| EPS (Diluted) | - | 97.99 | 92.33 | 85.94 | 71.56 | Upgrade
|
| EPS Growth | - | 6.13% | 7.43% | 20.09% | 54.19% | Upgrade
|
| Free Cash Flow | - | 292.26 | -294.44 | 30.38 | -234.39 | Upgrade
|
| Free Cash Flow Per Share | - | 211.15 | -212.70 | 21.95 | -169.34 | Upgrade
|
| Dividend Per Share | - | 53.000 | 50.000 | 50.000 | 50.000 | Upgrade
|
| Dividend Growth | - | 6.00% | - | - | 66.67% | Upgrade
|
| Operating Margin | 6.69% | 6.06% | 6.33% | 5.94% | 5.31% | Upgrade
|
| Profit Margin | 3.59% | 3.52% | 3.52% | 3.31% | 2.95% | Upgrade
|
| Free Cash Flow Margin | - | 7.59% | -8.12% | 0.84% | -6.98% | Upgrade
|
| Effective Tax Rate | 43.40% | 40.69% | 40.65% | 40.82% | 43.63% | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.