Salafin S.A. (CBSE:SLF)
Morocco
· Delayed Price · Currency is MAD 445.00
0.00 (0.00%)
At close: Apr 28, 2026
Salafin Income Statement
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 223.49 | 234.29 | 250.72 | 257.62 | 265.77 | Upgrade
|
| Total Interest Expense | 63.98 | 65.58 | 67.25 | 68.51 | 74.76 | Upgrade
|
| Net Interest Income | 159.51 | 168.72 | 183.47 | 189.11 | 191.01 | Upgrade
|
| Commissions and Fees | 146.06 | 144.38 | 146.03 | 141.31 | 130.92 | Upgrade
|
| Other Revenue | 447.29 | 442.31 | 477.82 | 481.96 | 495.37 | Upgrade
|
| Revenue Before Loan Losses | 752.86 | 755.41 | 807.31 | 812.38 | 817.31 | Upgrade
|
| Provision for Loan Losses | 63.14 | 77.76 | 95.37 | 101.32 | 100.07 | Upgrade
|
| Revenue | 689.72 | 677.66 | 711.94 | 711.06 | 717.24 | Upgrade
|
| Revenue Growth (YoY) | 1.78% | -4.82% | 0.12% | -0.86% | 25.24% | Upgrade
|
| Salaries & Employee Benefits | 79.22 | 65.8 | 67.45 | 70.57 | 70.11 | Upgrade
|
| Cost of Services Provided | 426.85 | 435.89 | 475.12 | 479.17 | 489.53 | Upgrade
|
| Other Operating Expenses | -26.16 | -0.68 | 0.48 | 1.44 | 8.2 | Upgrade
|
| Total Operating Expenses | 489.38 | 511.88 | 555.03 | 563.73 | 579.88 | Upgrade
|
| Operating Income | 200.34 | 165.78 | 156.91 | 147.33 | 137.36 | Upgrade
|
| EBT Excluding Unusual Items | 200.34 | 165.78 | 156.91 | 147.33 | 137.36 | Upgrade
|
| Other Unusual Items | -8.89 | -9.63 | -7.6 | -7.76 | -0.4 | Upgrade
|
| Pretax Income | 191.44 | 156.14 | 149.31 | 139.57 | 136.95 | Upgrade
|
| Income Tax Expense | 95.33 | 63 | 58.73 | 53.82 | 52.23 | Upgrade
|
| Net Income | 96.12 | 93.15 | 90.58 | 85.75 | 84.73 | Upgrade
|
| Net Income to Common | 96.12 | 93.15 | 90.58 | 85.75 | 84.73 | Upgrade
|
| Net Income Growth | 3.19% | 2.84% | 5.63% | 1.21% | - | Upgrade
|
| Shares Outstanding (Basic) | 3 | 3 | 3 | 3 | 3 | Upgrade
|
| Shares Outstanding (Diluted) | 3 | 3 | 3 | 3 | 3 | Upgrade
|
| Shares Change (YoY) | -0.14% | -0.59% | -1.66% | 1.21% | -4.13% | Upgrade
|
| EPS (Basic) | 31.00 | 30.00 | 29.00 | 27.00 | 27.00 | Upgrade
|
| EPS (Diluted) | 31.00 | 30.00 | 29.00 | 27.00 | 27.00 | Upgrade
|
| EPS Growth | 3.33% | 3.45% | 7.41% | 0% | - | Upgrade
|
| Free Cash Flow | 232.29 | -239.39 | 38.88 | 210.38 | 358.22 | Upgrade
|
| Free Cash Flow Per Share | 74.92 | -77.10 | 12.45 | 66.24 | 114.15 | Upgrade
|
| Dividend Per Share | 15.000 | 14.750 | 14.250 | 13.500 | 26.550 | Upgrade
|
| Dividend Growth | 1.70% | 3.51% | 5.56% | -49.15% | - | Upgrade
|
| Operating Margin | 29.05% | 24.46% | 22.04% | 20.72% | 19.15% | Upgrade
|
| Profit Margin | 13.94% | 13.74% | 12.72% | 12.06% | 11.81% | Upgrade
|
| Free Cash Flow Margin | 33.68% | -35.33% | 5.46% | 29.59% | 49.94% | Upgrade
|
| Effective Tax Rate | 49.79% | 40.34% | 39.34% | 38.56% | 38.13% | Upgrade
|
| Revenue as Reported | 813.64 | 817.65 | 871.24 | 877.49 | - | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.