Mwalimu Commercial Bank Cash Flow Statement

Financials in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	369	132.06	10.97	-331	-1,387	Upgrade
Depreciation & Amortization	-	700.58	1,080	1,244	1,329	Upgrade
Provision for Credit Losses	-	342.71	447.1	-	-	Upgrade
Change in Other Net Operating Assets	-7,140	-3,782	-2,513	-25,276	-17,763	Upgrade
Other Operating Activities	-	-3,468	-98.44	-363	-343	Upgrade
Operating Cash Flow	-6,771	-6,074	-1,074	-24,726	-18,164	Upgrade
Capital Expenditures	-17	-369.72	-105.02	-315	-218	Upgrade
Purchase / Sale of Intangibles	-	-398.91	-70.09	-	-	Upgrade
Investing Cash Flow	-17	-768.63	-175.11	-315	-218	Upgrade
Long-Term Debt Issued	-	275.95	66.01	-	-	Upgrade
Net Debt Issued (Repaid)	-	275.95	66.01	-	-	Upgrade
Issuance of Common Stock	-	-	-	219	262	Upgrade
Net Increase (Decrease) in Deposit Accounts	3,050	12,264	-1,379	25,460	19,686	Upgrade
Financing Cash Flow	3,050	12,540	-1,313	25,679	19,948	Upgrade
Foreign Exchange Rate Adjustments	-	-2.67	-	-	-	Upgrade
Net Cash Flow	-3,739	5,695	-2,562	638	1,566	Upgrade
Free Cash Flow	-6,788	-6,444	-1,179	-25,041	-18,382	Upgrade
Free Cash Flow Margin	-74.11%	-90.21%	-17.09%	-363.49%	-353.57%	Upgrade
Free Cash Flow Per Share	-128.77	-104.23	-19.07	-378.26	-291.57	Upgrade
Cash Interest Paid	-	8,625	4,190	-	-	Upgrade
Cash Income Tax Paid	-	475.79	-	15	35	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.