Al Salam Bank B.S.C. (DFM:SALAM_BAH)
United Arab Emirates
· Delayed Price · Currency is AED 2.110
-0.030 (-1.40%)
At close: Dec 5, 2025
Al Salam Bank B.S.C. Income Statement
Financials in millions BHD. Fiscal year is January - December.
Millions BHD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 376.66 | 333.38 | 222.76 | 129.94 | 98.78 | 94.34 | Upgrade
|
| Total Interest Income | 376.66 | 333.38 | 222.76 | 129.94 | 98.78 | 94.34 | Upgrade
|
| Interest Paid on Borrowings | 53.77 | 41.89 | 33.96 | 11 | 7.03 | 9.82 | Upgrade
|
| Total Interest Expense | 53.77 | 41.89 | 33.96 | 11 | 7.03 | 9.82 | Upgrade
|
| Net Interest Income | 322.89 | 291.49 | 188.8 | 118.94 | 91.75 | 84.52 | Upgrade
|
| Net Interest Income Growth (YoY) | 22.92% | 54.39% | 58.74% | 29.63% | 8.55% | 26.10% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | -0.02 | 0.17 | -0.08 | Upgrade
|
| Gain (Loss) on Sale of Investments | -3.19 | -0.77 | -9.13 | 2.51 | -0.05 | -9.12 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | 20.4 | 18.17 | 21.04 | 9.33 | 2.7 | 1.95 | Upgrade
|
| Other Non-Interest Income | 41.95 | 40.02 | 29.03 | -34.15 | -28.06 | -18.11 | Upgrade
|
| Total Non-Interest Income | 59.16 | 57.42 | 40.94 | -22.34 | -25.25 | -25.35 | Upgrade
|
| Non-Interest Income Growth (YoY) | 44.51% | 40.26% | - | - | - | - | Upgrade
|
| Revenues Before Loan Losses | 382.05 | 348.91 | 229.74 | 96.6 | 66.5 | 59.17 | Upgrade
|
| Provision for Loan Losses | 36.01 | 21.17 | 22.99 | 12.68 | 12.51 | 18.28 | Upgrade
|
| Revenue | 346.04 | 327.74 | 206.75 | 83.91 | 53.99 | 40.89 | Upgrade
|
| Revenue Growth (YoY) | 21.70% | 58.52% | 146.38% | 55.44% | 32.02% | -21.45% | Upgrade
|
| Salaries and Employee Benefits | 46.59 | 44.35 | 31.77 | 23.56 | 17.03 | 14.76 | Upgrade
|
| Occupancy Expenses | 8.06 | 8.06 | 4.32 | 2.29 | 1.28 | 1.88 | Upgrade
|
| Selling, General & Administrative | 4.49 | 4.49 | 3.42 | 1.99 | 1.87 | 2.29 | Upgrade
|
| Other Non-Interest Expense | 200.11 | 197.53 | 130.12 | 22.8 | 12.82 | 11.09 | Upgrade
|
| Total Non-Interest Expense | 259.25 | 254.43 | 169.62 | 50.64 | 33 | 30.03 | Upgrade
|
| EBT Excluding Unusual Items | 86.79 | 73.31 | 37.13 | 33.27 | 20.99 | 10.87 | Upgrade
|
| Asset Writedown | - | - | - | -0.2 | -0.11 | -1.75 | Upgrade
|
| Other Unusual Items | 2.68 | 2.68 | 15.56 | - | 0.35 | - | Upgrade
|
| Pretax Income | 89.47 | 75.99 | 52.69 | 33.07 | 21.22 | 9.12 | Upgrade
|
| Income Tax Expense | 6.27 | 6.49 | 4.51 | - | - | - | Upgrade
|
| Earnings From Continuing Operations | 83.2 | 69.5 | 48.18 | 33.07 | 21.22 | 9.12 | Upgrade
|
| Minority Interest in Earnings | -8.33 | -10.49 | -5.95 | -1.48 | 0.14 | 0.02 | Upgrade
|
| Net Income | 74.87 | 59.01 | 42.23 | 31.59 | 21.37 | 9.14 | Upgrade
|
| Net Income to Common | 74.87 | 59.01 | 42.23 | 31.59 | 21.37 | 9.14 | Upgrade
|
| Net Income Growth | 39.81% | 39.75% | 33.66% | 47.86% | 133.72% | -56.66% | Upgrade
|
| Basic Shares Outstanding | 3,105 | 2,867 | 2,793 | 2,794 | 2,891 | 2,866 | Upgrade
|
| Diluted Shares Outstanding | 3,105 | 2,867 | 2,793 | 2,794 | 2,891 | 2,866 | Upgrade
|
| Shares Change (YoY) | 5.51% | 2.65% | -0.05% | -3.35% | 0.85% | -1.10% | Upgrade
|
| EPS (Basic) | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.00 | Upgrade
|
| EPS (Diluted) | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.00 | Upgrade
|
| EPS Growth | 32.51% | 36.14% | 33.73% | 52.98% | 131.76% | -56.18% | Upgrade
|
| Dividend Per Share | 0.006 | 0.006 | 0.006 | 0.004 | 0.003 | 0.004 | Upgrade
|
| Dividend Growth | -9.68% | -9.68% | 47.62% | 27.27% | -15.38% | -35.00% | Upgrade
|
| Effective Tax Rate | 7.00% | 8.54% | 8.56% | - | - | - | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.