Express Insurance Limited (DSE:EIL)
26.50
-0.40 (-1.49%)
At close: Dec 3, 2025
Express Insurance Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2017 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2017 |
| Total Interest & Dividend Income | 129.97 | 112.19 | 84.79 | 84.85 | 69.7 | 40.12 | Upgrade
|
| Gain (Loss) on Sale of Investments | -12.27 | -36.81 | 3.84 | 5.27 | 38.84 | 13.9 | Upgrade
|
| Other Revenue | 29.06 | 97.05 | 94.49 | 101.61 | 79.46 | 80.94 | Upgrade
|
| Total Revenue | 146.76 | 172.43 | 183.13 | 191.73 | 188 | 134.96 | Upgrade
|
| Revenue Growth (YoY) | -22.87% | -5.84% | -4.49% | 1.98% | 39.30% | 39.72% | Upgrade
|
| Depreciation & Amortization | 29.46 | 29.65 | 26.27 | 27.68 | 20.83 | 16.78 | Upgrade
|
| Selling, General & Administrative | 8.18 | 6.63 | 8.55 | 6.99 | 8.1 | 10.02 | Upgrade
|
| Other Operating Expenses | - | - | - | - | 5.86 | - | Upgrade
|
| Total Operating Expenses | 41.9 | 45.51 | 46.49 | 46.51 | 43.99 | 33.62 | Upgrade
|
| Operating Income | 104.86 | 126.91 | 136.63 | 145.22 | 144.01 | 101.33 | Upgrade
|
| Interest Expense | -1.67 | -1.67 | -1.4 | -1.03 | -1.87 | -1.63 | Upgrade
|
| Other Non Operating Income (Expenses) | -4.33 | -2.68 | -2.46 | -2.08 | -1.94 | -11.67 | Upgrade
|
| EBT Excluding Unusual Items | 98.85 | 122.56 | 132.77 | 142.11 | 140.21 | 88.04 | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.62 | 0.62 | 0.81 | 3.18 | 0.62 | 0.45 | Upgrade
|
| Other Unusual Items | -58.62 | -58.62 | -58.41 | -40.16 | -61.41 | -55.45 | Upgrade
|
| Pretax Income | 40.86 | 64.56 | 75.17 | 105.13 | 79.41 | 33.04 | Upgrade
|
| Income Tax Expense | 28.09 | 42.71 | 35.31 | 58.65 | 25.36 | 11.02 | Upgrade
|
| Net Income | 12.77 | 21.85 | 39.85 | 46.48 | 54.05 | 22.02 | Upgrade
|
| Net Income to Common | 12.77 | 21.85 | 39.85 | 46.48 | 54.05 | 22.02 | Upgrade
|
| Net Income Growth | -63.21% | -45.16% | -14.26% | -14.00% | 145.45% | -57.16% | Upgrade
|
| Shares Outstanding (Basic) | 65 | 65 | 65 | 65 | 65 | 53 | Upgrade
|
| Shares Outstanding (Diluted) | 65 | 65 | 65 | 65 | 65 | 53 | Upgrade
|
| Shares Change (YoY) | - | - | - | - | 22.45% | 36.11% | Upgrade
|
| EPS (Basic) | 0.20 | 0.34 | 0.61 | 0.71 | 0.83 | 0.41 | Upgrade
|
| EPS (Diluted) | 0.20 | 0.34 | 0.61 | 0.71 | 0.83 | 0.41 | Upgrade
|
| EPS Growth | -63.21% | -45.16% | -14.26% | -14.00% | 100.45% | -68.52% | Upgrade
|
| Free Cash Flow | 104.57 | 81.44 | 91.78 | 161.09 | 175.59 | 211.77 | Upgrade
|
| Free Cash Flow Per Share | 1.60 | 1.25 | 1.41 | 2.47 | 2.69 | 3.98 | Upgrade
|
| Dividend Per Share | 0.500 | 0.500 | 0.700 | 0.700 | 1.000 | 0.700 | Upgrade
|
| Dividend Growth | -28.57% | -28.57% | - | -30.00% | 42.86% | - | Upgrade
|
| Operating Margin | 71.45% | 73.60% | 74.61% | 75.74% | 76.60% | 75.09% | Upgrade
|
| Profit Margin | 8.70% | 12.68% | 21.76% | 24.24% | 28.75% | 16.32% | Upgrade
|
| Free Cash Flow Margin | 71.25% | 47.23% | 50.12% | 84.02% | 93.40% | 156.92% | Upgrade
|
| EBITDA | 122.25 | 144.49 | 151.35 | 159.12 | 156.18 | 110.91 | Upgrade
|
| EBITDA Margin | 83.30% | 83.80% | 82.65% | 83.00% | 83.07% | 82.18% | Upgrade
|
| D&A For EBITDA | 17.39 | 17.58 | 14.72 | 13.91 | 12.17 | 9.57 | Upgrade
|
| EBIT | 104.86 | 126.91 | 136.63 | 145.22 | 144.01 | 101.33 | Upgrade
|
| EBIT Margin | 71.45% | 73.60% | 74.61% | 75.74% | 76.60% | 75.09% | Upgrade
|
| Effective Tax Rate | 68.75% | 66.15% | 46.98% | 55.78% | 31.94% | 33.35% | Upgrade
|
| Revenue as Reported | 184.53 | 210.19 | 183.93 | 202.78 | 188.62 | 135.41 | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.