The United Bank (EGX:UBEE)
Egypt
· Delayed Price · Currency is EGP 13.41
+0.11 (0.83%)
At close: Mar 5, 2026
The United Bank Income Statement
Financials in millions EGP. Fiscal year is January - December.
Millions EGP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 |
| Interest Income on Loans | 14,057 | 13,006 | 9,949 | 6,612 | 4,877 | Upgrade
|
| Interest Income on Investments | 151.24 | 121.15 | 90.08 | 66.29 | 61.35 | Upgrade
|
| Total Interest Income | 14,208 | 13,127 | 10,039 | 6,679 | 4,938 | Upgrade
|
| Interest Paid on Deposits | 8,741 | 8,195 | 6,675 | 3,970 | 2,720 | Upgrade
|
| Net Interest Income | 5,467 | 4,932 | 3,364 | 2,709 | 2,218 | Upgrade
|
| Net Interest Income Growth (YoY) | 10.84% | 46.60% | 24.20% | 22.11% | 9.55% | Upgrade
|
| Income From Trading Activities | 151.26 | - | - | 101.41 | 49.31 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 53.21 | 73.24 | 51.98 | 16.69 | Upgrade
|
| Gain (Loss) on Sale of Investments | 122.41 | 34.82 | 42.78 | 89.37 | 165.64 | Upgrade
|
| Other Non-Interest Income | 665.4 | 791.25 | 658.55 | 328.29 | 213.77 | Upgrade
|
| Total Non-Interest Income | 939.07 | 879.28 | 774.57 | 571.05 | 445.41 | Upgrade
|
| Non-Interest Income Growth (YoY) | 6.80% | 13.52% | 35.64% | 28.21% | 14.54% | Upgrade
|
| Revenues Before Loan Losses | 6,406 | 5,811 | 4,139 | 3,280 | 2,664 | Upgrade
|
| Provision for Loan Losses | 217.59 | 146.68 | 199.05 | 36.49 | 19.86 | Upgrade
|
| Revenue | 6,188 | 5,665 | 3,940 | 3,243 | 2,644 | Upgrade
|
| Revenue Growth (YoY) | 9.24% | 43.78% | 21.48% | 22.68% | 0.19% | Upgrade
|
| Salaries and Employee Benefits | - | - | - | 722.51 | 650.94 | Upgrade
|
| Selling, General & Administrative | 2,198 | 1,856 | 1,524 | 535.02 | 480.63 | Upgrade
|
| Other Non-Interest Expense | 309.11 | 66 | 55.68 | 30.6 | -30.26 | Upgrade
|
| Total Non-Interest Expense | 2,507 | 1,922 | 1,580 | 1,288 | 1,101 | Upgrade
|
| EBT Excluding Unusual Items | 3,681 | 3,742 | 2,360 | 1,955 | 1,542 | Upgrade
|
| Pretax Income | 3,681 | 3,742 | 2,360 | 1,955 | 1,542 | Upgrade
|
| Income Tax Expense | 1,250 | 909.49 | 617.61 | 623.8 | 396.99 | Upgrade
|
| Earnings From Continuing Operations | 2,431 | 2,833 | 1,742 | 1,331 | 1,145 | Upgrade
|
| Minority Interest in Earnings | -10.56 | -12.88 | -10.07 | -7.05 | -6.5 | Upgrade
|
| Net Income | 2,421 | 2,820 | 1,732 | 1,324 | 1,139 | Upgrade
|
| Preferred Dividends & Other Adjustments | - | 312.07 | 190.85 | 152.61 | 129.89 | Upgrade
|
| Net Income to Common | 2,421 | 2,508 | 1,541 | 1,172 | 1,009 | Upgrade
|
| Net Income Growth | -14.16% | 62.80% | 30.81% | 16.27% | -13.02% | Upgrade
|
| Basic Shares Outstanding | 1,360 | 1,100 | 1,100 | 500 | 371 | Upgrade
|
| Diluted Shares Outstanding | 1,360 | 1,100 | 1,100 | 500 | 371 | Upgrade
|
| Shares Change (YoY) | 23.63% | - | 120.00% | 34.60% | 3.70% | Upgrade
|
| EPS (Basic) | 1.78 | 2.28 | 1.40 | 2.34 | 2.72 | Upgrade
|
| EPS (Diluted) | 1.78 | 2.28 | 1.40 | 2.34 | 2.72 | Upgrade
|
| EPS Growth | -21.93% | 62.71% | -40.20% | -13.74% | -16.29% | Upgrade
|
| Dividend Per Share | - | 0.750 | - | - | - | Upgrade
|
| Effective Tax Rate | 33.95% | 24.30% | 26.17% | 31.91% | 25.74% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.