The United Bank Ratios and Metrics

Market cap in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020
Period Ending	Apr '26 Apr 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020
Market Capitalization	15,059	16,225	15,785	-	-	-	Upgrade
Market Cap Growth	-3.39%	2.79%	-	-	-	-	Upgrade
Last Close Price	13.69	14.75	13.58	-	-	-	Upgrade
PE Ratio	7.70	8.30	6.29	-	-	-	Upgrade
PS Ratio	2.43	2.62	2.81	-	-	-	Upgrade
PB Ratio	0.84	0.90	1.09	-	-	-	Upgrade
Debt / Equity Ratio	0.30	0.30	0.33	2.97	0.06	0.05	Upgrade
Debt / FCF Ratio	-	-	-	2.33	0.06	0.07	Upgrade
Net Debt / Equity Ratio	-0.21	-0.21	-0.96	-0.89	-2.54	-2.54	Upgrade
Net Debt / FCF Ratio	0.15	0.15	0.33	-0.70	-2.27	-3.65	Upgrade
Return on Equity (ROE)	14.95%	14.95%	21.11%	15.06%	12.95%	12.30%	Upgrade
Return on Assets (ROA)	2.60%	2.60%	3.04%	1.86%	1.69%	1.76%	Upgrade
Earnings Yield	12.99%	14.92%	17.87%	-	-	-	Upgrade
FCF Yield	-170.88%	-158.60%	-267.41%	-	-	-	Upgrade
Dividend Yield	5.47%	-	5.52%	-	-	-	Upgrade
Payout Ratio	47.61%	47.60%	31.59%	9.26%	12.68%	15.16%	Upgrade
Buyback Yield / Dilution	-	-	-	-120.00%	-34.60%	-3.70%	Upgrade
Total Shareholder Return	5.47%	-	5.52%	-120.00%	-34.60%	-3.70%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.