The United Bank (EGX:UBEE)
Egypt
· Delayed Price · Currency is EGP 13.33
-0.18 (-1.33%)
At close: Mar 9, 2026
The United Bank Balance Sheet
Financials in millions EGP. Fiscal year is January - December.
Millions EGP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 |
| Cash & Equivalents | 13,755 | 18,611 | 47,699 | 28,042 | 25,314 | Upgrade
|
| Investment Securities | 42,646 | 24,558 | 24,326 | 28,108 | 22,290 | Upgrade
|
| Trading Asset Securities | - | 42.47 | - | 32.68 | 23.69 | Upgrade
|
| Total Investments | 42,646 | 24,600 | 24,326 | 28,141 | 22,314 | Upgrade
|
| Gross Loans | 38,632 | 30,455 | 26,071 | 22,175 | 18,726 | Upgrade
|
| Allowance for Loan Losses | - | -899.45 | -868.23 | -948.65 | -1,002 | Upgrade
|
| Other Adjustments to Gross Loans | - | -663.05 | -724.9 | -543.26 | -312.69 | Upgrade
|
| Net Loans | 38,632 | 28,892 | 24,478 | 20,683 | 17,411 | Upgrade
|
| Property, Plant & Equipment | 547.35 | 415.71 | 435.62 | 539.46 | 458.23 | Upgrade
|
| Other Intangible Assets | 181.8 | 207.96 | 264.89 | 76.36 | 77.94 | Upgrade
|
| Investments in Real Estate | 23.78 | 25.55 | 26.45 | 18.49 | 14.4 | Upgrade
|
| Accrued Interest Receivable | - | 1,137 | 1,010 | 1,000 | 673.48 | Upgrade
|
| Restricted Cash | - | 6,049 | 498.69 | 4,057 | 2,791 | Upgrade
|
| Other Current Assets | - | 221.33 | 99.07 | 72.51 | 66.39 | Upgrade
|
| Long-Term Deferred Tax Assets | - | - | - | 0.03 | 0.27 | Upgrade
|
| Other Real Estate Owned & Foreclosed | - | 215.69 | 220.43 | 253.75 | 351.82 | Upgrade
|
| Other Long-Term Assets | 6,668 | 4,033 | 2,904 | 2,795 | 2,573 | Upgrade
|
| Total Assets | 102,455 | 84,409 | 101,962 | 85,677 | 72,045 | Upgrade
|
| Accrued Expenses | - | 56.15 | 24.46 | 34.87 | 25.77 | Upgrade
|
| Interest Bearing Deposits | 75,722 | 47,623 | 37,673 | 68,037 | 56,705 | Upgrade
|
| Non-Interest Bearing Deposits | - | 15,162 | 12,626 | 4,941 | 4,123 | Upgrade
|
| Total Deposits | 75,722 | 62,785 | 50,299 | 72,978 | 60,828 | Upgrade
|
| Current Portion of Long-Term Debt | 2,874 | 2,821 | 35,780 | - | - | Upgrade
|
| Current Income Taxes Payable | - | 30.96 | 37.31 | - | - | Upgrade
|
| Accrued Interest Payable | - | 564.55 | 821.05 | 271.11 | 253.26 | Upgrade
|
| Long-Term Debt | 2,452 | 1,496 | 958.78 | 664.32 | 451.26 | Upgrade
|
| Pension & Post-Retirement Benefits | 68.47 | 61.13 | 53.49 | 49.46 | 44.72 | Upgrade
|
| Long-Term Deferred Tax Liabilities | 904.8 | 233.48 | 224.64 | 189.25 | 109.79 | Upgrade
|
| Other Long-Term Liabilities | 2,401 | 1,876 | 1,408 | 707.18 | 555.17 | Upgrade
|
| Total Liabilities | 84,422 | 69,924 | 89,607 | 74,894 | 62,268 | Upgrade
|
| Common Stock | 5,500 | 5,500 | 5,500 | 5,000 | 5,000 | Upgrade
|
| Retained Earnings | 8,515 | 8,015 | 6,253 | 4,994 | 4,133 | Upgrade
|
| Comprehensive Income & Other | 3,941 | 904.05 | 549.24 | 729.38 | 604.74 | Upgrade
|
| Total Common Equity | 17,956 | 14,419 | 12,302 | 10,723 | 9,738 | Upgrade
|
| Minority Interest | 76.43 | 65.75 | 53.02 | 60.27 | 39.48 | Upgrade
|
| Shareholders' Equity | 18,033 | 14,485 | 12,355 | 10,784 | 9,777 | Upgrade
|
| Total Liabilities & Equity | 102,455 | 84,409 | 101,962 | 85,677 | 72,045 | Upgrade
|
| Total Debt | 5,326 | 4,317 | 36,739 | 664.32 | 451.26 | Upgrade
|
| Net Cash (Debt) | 8,429 | 14,337 | 10,960 | 27,410 | 24,886 | Upgrade
|
| Net Cash Growth | -41.20% | 30.81% | -60.01% | 10.14% | 51.27% | Upgrade
|
| Net Cash Per Share | 6.20 | 13.03 | 9.96 | 54.82 | 67.00 | Upgrade
|
| Filing Date Shares Outstanding | 2,140 | 1,100 | 550 | 500 | 500 | Upgrade
|
| Total Common Shares Outstanding | 2,140 | 1,100 | 550 | 500 | 500 | Upgrade
|
| Book Value Per Share | 8.39 | 13.11 | 22.37 | 21.45 | 19.48 | Upgrade
|
| Tangible Book Value | 17,774 | 14,211 | 12,038 | 10,647 | 9,660 | Upgrade
|
| Tangible Book Value Per Share | 8.31 | 12.92 | 21.89 | 21.29 | 19.32 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.