The United Bank (EGX:UBEE)
Egypt
· Delayed Price · Currency is EGP 15.18
+0.03 (0.20%)
At close: Dec 4, 2025
The United Bank Cash Flow Statement
Financials in millions EGP. Fiscal year is January - December.
Millions EGP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
| Net Income | 2,631 | 2,820 | 1,732 | 1,324 | 1,139 | 1,309 |
| Depreciation & Amortization | 153.17 | 147.67 | 133.36 | 94.74 | 88.52 | 86.82 |
| Gain (Loss) on Sale of Assets | -23.07 | -10.53 | -73.24 | -51.2 | -12.57 | 66.94 |
| Gain (Loss) on Sale of Investments | 131.63 | 141.55 | 187.43 | 182.63 | 101.57 | 39.08 |
| Change in Trading Asset Securities | -4,728 | -1,631 | 2,560 | 2,655 | -2,312 | -6,946 |
| Change in Other Net Operating Assets | -12,856 | -44,602 | 10,413 | 7,382 | 7,797 | 1,255 |
| Other Operating Activities | 1,697 | 1,443 | 1,065 | 737.17 | 392.43 | 25.39 |
| Operating Cash Flow | -12,993 | -41,692 | 16,017 | 12,325 | 7,193 | -4,163 |
| Operating Cash Flow Growth | - | - | 29.96% | 71.33% | - | - |
| Capital Expenditures | -768.09 | -519.34 | -261.85 | -251.5 | -378.33 | -254.87 |
| Sale of Property, Plant and Equipment | 48.08 | 25.69 | 97.87 | 56.51 | 14.37 | 14.22 |
| Investment in Securities | 2,668 | 1,428 | 1,068 | -8,863 | 335.67 | -97.16 |
| Other Investing Activities | 136.91 | 12.23 | 125.24 | 93.95 | 23.08 | 14.87 |
| Investing Cash Flow | 2,085 | 946.14 | 1,029 | -8,965 | -5.21 | -322.93 |
| Long-Term Debt Repaid | - | -1,063 | -1,841 | -603.49 | -325.38 | -777.53 |
| Net Debt Issued (Repaid) | -1,536 | -1,063 | -1,841 | -603.49 | -325.38 | -777.53 |
| Issuance of Common Stock | - | - | - | 150 | - | 30 |
| Common Dividends Paid | -1,848 | -890.88 | -160.45 | -167.9 | -172.67 | -210.27 |
| Net Increase (Decrease) in Deposit Accounts | 15,356 | 12,486 | 4,141 | 1,068 | 7,628 | 1,701 |
| Other Financing Activities | 2,367 | 1,125 | 1,689 | 733.02 | 789.67 | 646.98 |
| Financing Cash Flow | 14,339 | 11,658 | 3,830 | 1,180 | 7,920 | 1,391 |
| Net Cash Flow | 3,431 | -29,088 | 20,876 | 4,540 | 15,108 | -3,095 |
| Free Cash Flow | -13,761 | -42,211 | 15,755 | 12,073 | 6,815 | -4,418 |
| Free Cash Flow Growth | - | - | 30.50% | 77.15% | - | - |
| Free Cash Flow Margin | -224.95% | -745.19% | 399.91% | 372.26% | 257.79% | -167.42% |
| Free Cash Flow Per Share | -12.51 | -38.37 | 14.32 | 24.15 | 18.35 | -12.33 |
| Cash Income Tax Paid | 29.87 | 36.28 | 17.79 | 12.19 | 10.55 | 11.3 |
Source: S&P Capital IQ. Banks template. Financial Sources.