UmweltBank AG Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	-	-26.41	0.66	-	-	Upgrade
Depreciation & Amortization	-	7.01	5.12	-	-	Upgrade
Gain (Loss) on Sale of Assets	-	18.15	-0.02	-	-	Upgrade
Total Asset Writedown	-	2.15	11.55	-	-	Upgrade
Provision for Credit Losses	-	4.93	-	-	-	Upgrade
Change in Other Net Operating Assets	-	-2,259	-186.74	-	-	Upgrade
Other Operating Activities	-	-17.87	13.97	-	-	Upgrade
Operating Cash Flow	-	-2,272	-155.45	-	-	Upgrade
Capital Expenditures	-	-40.33	-44.53	-	-	Upgrade
Sale of Property, Plant and Equipment	-	34.96	1.72	-	-	Upgrade
Investment in Securities	-	1,242	317.06	-	-	Upgrade
Purchase / Sale of Intangibles	-	-0.24	-0.37	-	-	Upgrade
Investing Cash Flow	-	1,236	273.89	-	-	Upgrade
Issuance of Common Stock	-	0	4.58	-	-	Upgrade
Common Dividends Paid	-	-	-11.77	-	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	958.53	-327.45	-	-	Upgrade
Other Financing Activities	-	-0.6	-0.31	-	-	Upgrade
Financing Cash Flow	-	957.94	-334.94	-	-	Upgrade
Net Cash Flow	-	-77.46	-216.51	-	-	Upgrade
Free Cash Flow	-	-2,312	-199.98	-	-	Upgrade
Free Cash Flow Margin	-	-4319.39%	-317.34%	-	-	Upgrade
Free Cash Flow Per Share	-	-64.02	-5.55	-	-	Upgrade
Cash Interest Paid	-	86.3	49.08	-	-	Upgrade
Cash Income Tax Paid	-	15.63	-1.72	-	-	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.