Agricultural Development Bank Plc (GHSE:ADB)
Ghana
· Delayed Price · Currency is GHS 5.06
0.00 (0.00%)
At close: Apr 20, 2026
GHSE:ADB Income Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 2,094 | 1,572 | 1,044 | 892.37 | 728.24 | Upgrade
|
| Interest Paid on Deposits | 723.6 | 848.45 | 669.64 | 470.05 | 247.91 | Upgrade
|
| Net Interest Income | 1,370 | 723.18 | 373.92 | 422.32 | 480.33 | Upgrade
|
| Net Interest Income Growth (YoY) | 89.48% | 93.41% | -11.46% | -12.08% | 15.63% | Upgrade
|
| Income From Trading Activities | 106.47 | 70.74 | 140.86 | 122.85 | 55.87 | Upgrade
|
| Gain (Loss) on Sale of Investments | -22.44 | -7.57 | 51.38 | -375.15 | - | Upgrade
|
| Other Non-Interest Income | 268.7 | 210.83 | 147.65 | 102.52 | 103.62 | Upgrade
|
| Total Non-Interest Income | 352.72 | 274 | 339.89 | -149.77 | 159.49 | Upgrade
|
| Non-Interest Income Growth (YoY) | 28.73% | -19.38% | - | - | 15.10% | Upgrade
|
| Revenues Before Loan Losses | 1,723 | 997.18 | 713.81 | 272.55 | 639.82 | Upgrade
|
| Provision for Loan Losses | 231.78 | 302.92 | 838.31 | 55.06 | 41.78 | Upgrade
|
| Revenue | 1,491 | 694.26 | -124.5 | 217.48 | 598.03 | Upgrade
|
| Revenue Growth (YoY) | 114.79% | - | - | -63.63% | 12.67% | Upgrade
|
| Salaries and Employee Benefits | 514.08 | 494.64 | 387.98 | 336.03 | 250.28 | Upgrade
|
| Occupancy Expenses | 71.85 | 72.88 | 62.58 | 58.38 | 66.95 | Upgrade
|
| Selling, General & Administrative | 42.63 | 39.03 | 31.04 | - | 20.71 | Upgrade
|
| Other Non-Interest Expense | 281.81 | 312.8 | 253.02 | 187.43 | 134 | Upgrade
|
| Total Non-Interest Expense | 910.37 | 919.35 | 734.63 | 581.84 | 471.94 | Upgrade
|
| EBT Excluding Unusual Items | 580.82 | -225.09 | -859.13 | -364.36 | 126.1 | Upgrade
|
| Pretax Income | 580.82 | -225.09 | -859.13 | -364.36 | 126.1 | Upgrade
|
| Income Tax Expense | 213.53 | -260.15 | -30.31 | 6.92 | 44.5 | Upgrade
|
| Net Income | 367.29 | 35.06 | -828.82 | -371.28 | 81.6 | Upgrade
|
| Net Income to Common | 367.29 | 35.06 | -828.82 | -371.28 | 81.6 | Upgrade
|
| Net Income Growth | 947.58% | - | - | - | 24.77% | Upgrade
|
| Basic Shares Outstanding | 1,653 | 1,653 | 347 | 347 | 347 | Upgrade
|
| Diluted Shares Outstanding | 1,653 | 1,653 | 347 | 347 | 347 | Upgrade
|
| Shares Change (YoY) | - | 376.33% | -0.00% | 0.00% | - | Upgrade
|
| EPS (Basic) | 0.22 | 0.02 | -2.39 | -1.07 | 0.24 | Upgrade
|
| EPS (Diluted) | 0.22 | 0.02 | -2.39 | -1.07 | 0.24 | Upgrade
|
| EPS Growth | 1000.05% | - | - | - | 24.77% | Upgrade
|
| Effective Tax Rate | 36.76% | - | - | - | 35.29% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.