First Atlantic Bank PLC (GHSE:FAB)
Ghana
· Delayed Price · Currency is GHS 7.84
+0.02 (0.26%)
At close: Feb 24, 2026
First Atlantic Bank Income Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 1,024 | 878.49 | 847.59 | 571.96 | 385.71 | Upgrade
|
| Interest Paid on Deposits | 468.01 | 302.4 | 185 | 159.46 | 86.96 | Upgrade
|
| Net Interest Income | 556.36 | 576.09 | 662.59 | 412.5 | 298.75 | Upgrade
|
| Net Interest Income Growth (YoY) | -3.43% | -13.05% | 60.63% | 38.07% | 51.16% | Upgrade
|
| Income From Trading Activities | 135.09 | 335.65 | 254.85 | 6.85 | 33.6 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 0.74 | 0.36 | 1.83 | 0.35 | Upgrade
|
| Other Non-Interest Income | 167.99 | 181.95 | 127.22 | 95.41 | 57.19 | Upgrade
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| Total Non-Interest Income | 303.08 | 518.35 | 382.44 | 104.09 | 91.14 | Upgrade
|
| Non-Interest Income Growth (YoY) | -41.53% | 35.54% | 267.41% | 14.21% | -18.88% | Upgrade
|
| Revenues Before Loan Losses | 859.44 | 1,094 | 1,045 | 516.59 | 389.89 | Upgrade
|
| Provision for Loan Losses | -203.72 | 38.53 | 366.43 | 229.82 | 17.81 | Upgrade
|
| Revenue | 1,063 | 1,056 | 678.6 | 286.76 | 372.08 | Upgrade
|
| Revenue Growth (YoY) | 0.69% | 55.60% | 136.64% | -22.93% | 34.09% | Upgrade
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| Salaries and Employee Benefits | 259.62 | 257.06 | 145.84 | 112.95 | 102.73 | Upgrade
|
| Occupancy Expenses | 59.57 | 45.5 | 32.32 | 22.29 | 23.02 | Upgrade
|
| Selling, General & Administrative | - | 16.49 | 12.65 | 22.67 | 16.16 | Upgrade
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| Other Non-Interest Expense | 223.43 | 251.22 | 197.31 | 109.37 | 89.23 | Upgrade
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| Total Non-Interest Expense | 541.91 | 569.89 | 387.89 | 266.97 | 230.92 | Upgrade
|
| EBT Excluding Unusual Items | 521.25 | 486.02 | 290.7 | 19.79 | 141.16 | Upgrade
|
| Other Unusual Items | - | - | - | - | 1.05 | Upgrade
|
| Pretax Income | 521.25 | 486.02 | 290.7 | 19.79 | 142.21 | Upgrade
|
| Income Tax Expense | 127.42 | 148.91 | 0.11 | 19.95 | 25.86 | Upgrade
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| Earnings From Continuing Operations | 393.84 | 337.11 | 290.6 | -0.16 | 116.36 | Upgrade
|
| Minority Interest in Earnings | -0.36 | -0.19 | 0.14 | - | - | Upgrade
|
| Net Income | 393.48 | 336.92 | 290.73 | -0.16 | 116.36 | Upgrade
|
| Net Income to Common | 393.48 | 336.92 | 290.73 | -0.16 | 116.36 | Upgrade
|
| Net Income Growth | 16.79% | 15.88% | - | - | 35.59% | Upgrade
|
| Basic Shares Outstanding | - | 336 | 334 | 334 | 334 | Upgrade
|
| Diluted Shares Outstanding | - | 336 | 334 | 334 | 334 | Upgrade
|
| Shares Change (YoY) | - | 0.42% | - | - | 3.69% | Upgrade
|
| EPS (Basic) | - | 1.00 | 0.87 | -0.00 | 0.35 | Upgrade
|
| EPS (Diluted) | - | 1.00 | 0.87 | -0.00 | 0.35 | Upgrade
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| EPS Growth | - | 14.94% | - | - | 30.74% | Upgrade
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| Dividend Per Share | - | - | - | - | 0.117 | Upgrade
|
| Effective Tax Rate | 24.44% | 30.64% | 0.04% | 100.80% | 18.18% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.