First Atlantic Bank PLC (GHSE:FAB)
Ghana
· Delayed Price · Currency is GHS 7.97
+0.13 (1.66%)
At close: Apr 9, 2026
First Atlantic Bank Income Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 1,431 | 878.49 | 847.59 | 571.96 | 385.71 | Upgrade
|
| Interest Paid on Deposits | 468.01 | 302.4 | 185 | 159.46 | 86.96 | Upgrade
|
| Net Interest Income | 962.65 | 576.09 | 662.59 | 412.5 | 298.75 | Upgrade
|
| Net Interest Income Growth (YoY) | 67.10% | -13.05% | 60.63% | 38.07% | 51.16% | Upgrade
|
| Income From Trading Activities | 160.28 | 335.65 | 254.85 | 6.85 | 33.6 | Upgrade
|
| Gain (Loss) on Sale of Assets | 2.48 | 0.74 | 0.36 | 1.83 | 0.35 | Upgrade
|
| Other Non-Interest Income | 177.01 | 181.95 | 127.22 | 95.41 | 57.19 | Upgrade
|
| Total Non-Interest Income | 339.76 | 518.35 | 382.44 | 104.09 | 91.14 | Upgrade
|
| Non-Interest Income Growth (YoY) | -34.45% | 35.54% | 267.41% | 14.21% | -18.88% | Upgrade
|
| Revenues Before Loan Losses | 1,302 | 1,094 | 1,045 | 516.59 | 389.89 | Upgrade
|
| Provision for Loan Losses | 79.6 | 38.53 | 366.43 | 229.82 | 17.81 | Upgrade
|
| Revenue | 1,223 | 1,056 | 678.6 | 286.76 | 372.08 | Upgrade
|
| Revenue Growth (YoY) | 15.81% | 55.60% | 136.64% | -22.93% | 34.09% | Upgrade
|
| Salaries and Employee Benefits | 259.25 | 257.06 | 145.84 | 112.95 | 102.73 | Upgrade
|
| Occupancy Expenses | 59.56 | 45.5 | 32.32 | 22.29 | 23.02 | Upgrade
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| Selling, General & Administrative | 17.38 | 16.49 | 12.65 | 22.67 | 16.16 | Upgrade
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| Other Non-Interest Expense | 254.69 | 251.22 | 197.31 | 109.37 | 89.23 | Upgrade
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| Total Non-Interest Expense | 590.17 | 569.89 | 387.89 | 266.97 | 230.92 | Upgrade
|
| EBT Excluding Unusual Items | 632.65 | 486.02 | 290.7 | 19.79 | 141.16 | Upgrade
|
| Other Unusual Items | - | - | - | - | 1.05 | Upgrade
|
| Pretax Income | 632.65 | 486.02 | 290.7 | 19.79 | 142.21 | Upgrade
|
| Income Tax Expense | 149.78 | 148.91 | 0.11 | 19.95 | 25.86 | Upgrade
|
| Earnings From Continuing Operations | 482.87 | 337.11 | 290.6 | -0.16 | 116.36 | Upgrade
|
| Minority Interest in Earnings | -0.38 | -0.19 | 0.14 | - | - | Upgrade
|
| Net Income | 482.49 | 336.92 | 290.73 | -0.16 | 116.36 | Upgrade
|
| Net Income to Common | 482.49 | 336.92 | 290.73 | -0.16 | 116.36 | Upgrade
|
| Net Income Growth | 43.21% | 15.88% | - | - | 35.59% | Upgrade
|
| Basic Shares Outstanding | 339 | 336 | 334 | 334 | 334 | Upgrade
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| Diluted Shares Outstanding | 339 | 336 | 334 | 334 | 334 | Upgrade
|
| Shares Change (YoY) | 1.06% | 0.42% | - | - | 3.69% | Upgrade
|
| EPS (Basic) | 1.42 | 1.00 | 0.87 | -0.00 | 0.35 | Upgrade
|
| EPS (Diluted) | 1.42 | 1.00 | 0.87 | -0.00 | 0.35 | Upgrade
|
| EPS Growth | 42.27% | 14.94% | - | - | 30.74% | Upgrade
|
| Dividend Per Share | 0.290 | 0.220 | - | - | 0.117 | Upgrade
|
| Dividend Growth | 31.82% | - | - | - | - | Upgrade
|
| Effective Tax Rate | 23.67% | 30.64% | 0.04% | 100.80% | 18.18% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.