GCB Bank Plc (GHSE:GCB)
Ghana
· Delayed Price · Currency is GHS 41.59
+0.02 (0.05%)
At close: Apr 28, 2026
GCB Bank Income Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 6,159 | 4,455 | 3,756 | 2,829 | 2,379 | Upgrade
|
| Interest Paid on Deposits | 1,571 | 1,066 | 860.52 | 721.94 | 484.53 | Upgrade
|
| Net Interest Income | 4,588 | 3,389 | 2,896 | 2,108 | 1,895 | Upgrade
|
| Net Interest Income Growth (YoY) | 35.39% | 17.02% | 37.40% | 11.22% | 25.60% | Upgrade
|
| Income From Trading Activities | 824.68 | 460.83 | 425.07 | 487.23 | 157.54 | Upgrade
|
| Gain (Loss) on Sale of Assets | -1.22 | 0.21 | 0.5 | 0.32 | 0.14 | Upgrade
|
| Gain (Loss) on Sale of Investments | 25.66 | -46.1 | -233.64 | -1,831 | - | Upgrade
|
| Other Non-Interest Income | 897.63 | 627 | 462.88 | 410.62 | 374.97 | Upgrade
|
| Total Non-Interest Income | 1,747 | 1,042 | 654.81 | -933.04 | 532.65 | Upgrade
|
| Non-Interest Income Growth (YoY) | 67.64% | 59.12% | - | - | 16.05% | Upgrade
|
| Revenues Before Loan Losses | 6,335 | 4,431 | 3,551 | 1,174 | 2,427 | Upgrade
|
| Provision for Loan Losses | 188.8 | 427.18 | 199.32 | 274.05 | 324.8 | Upgrade
|
| Revenue | 6,146 | 4,003 | 3,351 | 900.41 | 2,103 | Upgrade
|
| Revenue Growth (YoY) | 53.51% | 19.46% | 272.19% | -57.18% | 20.29% | Upgrade
|
| Salaries and Employee Benefits | 1,652 | 1,187 | 907.67 | 794.28 | 641.46 | Upgrade
|
| Occupancy Expenses | 185.09 | 150.6 | 151.98 | 154.22 | 148.47 | Upgrade
|
| Selling, General & Administrative | 60.05 | 68.52 | 46.71 | 46.17 | 26 | Upgrade
|
| Other Non-Interest Expense | 1,077 | 699.18 | 695.96 | 621.47 | 450.14 | Upgrade
|
| Total Non-Interest Expense | 2,956 | 2,091 | 1,791 | 1,628 | 1,273 | Upgrade
|
| EBT Excluding Unusual Items | 3,189 | 1,913 | 1,560 | -727.65 | 829.66 | Upgrade
|
| Legal Settlements | -4.07 | -5.97 | -11.79 | -8.5 | 2.41 | Upgrade
|
| Pretax Income | 3,185 | 1,907 | 1,547 | -743.46 | 831.98 | Upgrade
|
| Income Tax Expense | 1,124 | 705.89 | 537.66 | -150.06 | 259.69 | Upgrade
|
| Net Income | 2,061 | 1,201 | 1,010 | -593.4 | 572.28 | Upgrade
|
| Net Income to Common | 2,061 | 1,201 | 1,010 | -593.4 | 572.28 | Upgrade
|
| Net Income Growth | 71.60% | 18.93% | - | - | 28.49% | Upgrade
|
| Basic Shares Outstanding | 265 | 265 | 265 | 265 | 265 | Upgrade
|
| Diluted Shares Outstanding | 265 | 265 | 265 | 265 | 265 | Upgrade
|
| EPS (Basic) | 7.78 | 4.53 | 3.81 | -2.24 | 2.16 | Upgrade
|
| EPS (Diluted) | 7.78 | 4.53 | 3.81 | -2.24 | 2.16 | Upgrade
|
| EPS Growth | 71.66% | 18.90% | - | - | 28.54% | Upgrade
|
| Dividend Per Share | 1.000 | 1.000 | - | - | 0.500 | Upgrade
|
| Dividend Growth | - | - | - | - | 100.00% | Upgrade
|
| Effective Tax Rate | 35.30% | 37.02% | 34.75% | - | 31.21% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.