United Bankers Oyj Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Apr '26 Apr 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Market Capitalization	206	207	195	155	150	147	Upgrade
Market Cap Growth	14.53%	6.57%	25.67%	3.25%	1.71%	32.48%	Upgrade
Last Close Price	18.90	18.48	16.25	12.44	11.03	10.91	Upgrade
PE Ratio	16.02	16.04	10.79	11.65	11.96	14.25	Upgrade
PS Ratio	3.65	3.67	3.21	3.05	3.10	3.37	Upgrade
PB Ratio	3.34	3.36	3.16	3.00	3.12	3.33	Upgrade
P/FCF Ratio	32.58	32.81	6.78	15.92	19.04	12.72	Upgrade
P/OCF Ratio	28.19	28.38	6.26	11.94	14.71	11.27	Upgrade
Debt / Equity Ratio	0.05	0.05	0.02	0.04	0.05	0.11	Upgrade
Debt / FCF Ratio	0.51	0.51	0.05	0.20	0.28	0.41	Upgrade
Net Debt / Equity Ratio	-0.33	-0.33	-0.38	-0.15	-0.16	-0.11	Upgrade
Net Debt / FCF Ratio	-3.24	-3.24	-0.81	-0.78	-0.97	-0.40	Upgrade
Asset Turnover	0.60	0.60	0.74	0.69	0.65	0.64	Upgrade
Quick Ratio	1.74	1.74	2.06	1.53	1.60	1.42	Upgrade
Current Ratio	1.74	1.74	2.06	1.53	1.60	1.42	Upgrade
Return on Equity (ROE)	21.30%	21.30%	32.62%	27.78%	27.86%	26.88%	Upgrade
Return on Assets (ROA)	14.03%	14.03%	22.41%	18.74%	17.19%	16.42%	Upgrade
Return on Invested Capital (ROIC)	20.22%	20.55%	31.72%	26.85%	25.96%	24.59%	Upgrade
Earnings Yield	6.28%	6.24%	9.27%	8.58%	8.36%	7.02%	Upgrade
FCF Yield	3.07%	3.05%	14.76%	6.28%	5.25%	7.86%	Upgrade
Dividend Yield	6.14%	6.28%	6.77%	8.04%	8.16%	6.42%	Upgrade
Payout Ratio	92.88%	92.88%	60.19%	72.89%	66.30%	51.31%	Upgrade
Buyback Yield / Dilution	0.17%	0.17%	-1.79%	-0.00%	-2.60%	-0.12%	Upgrade
Total Shareholder Return	6.19%	6.44%	4.98%	8.03%	5.56%	6.30%	Upgrade

Source: S&P Capital IQ. Capital Markets template. Financial Sources.