Zero Fintech Group Limited (HKG:0093)
0.460
-0.015 (-3.16%)
Mar 4, 2026, 3:59 PM HKT
Zero Fintech Group Income Statement
Financials in millions HKD. Fiscal year is January - December.
Millions HKD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest and Dividend Income | 304.14 | 261.78 | 196.61 | 162.87 | 112.44 | 33.28 | Upgrade
|
| Total Interest Expense | 13.49 | 5.68 | 0.05 | 0.05 | 7.2 | 0.02 | Upgrade
|
| Net Interest Income | 290.65 | 256.1 | 196.56 | 162.82 | 105.24 | 33.27 | Upgrade
|
| Revenue Before Loan Losses | 290.65 | 256.1 | 196.56 | 162.82 | 105.24 | 33.27 | Upgrade
|
| Provision for Loan Losses | 120.07 | 96.41 | 83.79 | 57.78 | 17.25 | 0.49 | Upgrade
|
| Revenue | 170.57 | 159.69 | 112.77 | 105.04 | 87.99 | 32.78 | Upgrade
|
| Revenue Growth (YoY) | 30.18% | 41.60% | 7.36% | 19.37% | 168.45% | 122.17% | Upgrade
|
| Salaries & Employee Benefits | 42.05 | 37.09 | 24.77 | 17.56 | 15.06 | 8.99 | Upgrade
|
| Cost of Services Provided | 33.79 | 31.39 | 27.64 | 22.1 | 18.25 | 3.8 | Upgrade
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| Other Operating Expenses | 50.23 | 49.13 | 24.87 | 13.68 | 22.78 | 14.46 | Upgrade
|
| Total Operating Expenses | 126.07 | 117.61 | 77.28 | 53.33 | 56.09 | 27.25 | Upgrade
|
| Operating Income | 44.5 | 42.08 | 35.5 | 51.7 | 31.9 | 5.53 | Upgrade
|
| Currency Exchange Gain (Loss) | 0.13 | 0.7 | 0.61 | 0.03 | 4.94 | 20.78 | Upgrade
|
| EBT Excluding Unusual Items | 44.63 | 42.78 | 29.07 | 43.69 | 38.52 | 24.49 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0 | -0.02 | 0 | -0.05 | 0.01 | -0.02 | Upgrade
|
| Impairment of Goodwill | -0 | -0 | - | - | - | - | Upgrade
|
| Other Unusual Items | 0 | - | - | 0.67 | - | 55.5 | Upgrade
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| Pretax Income | 41.23 | 36.99 | 20.08 | 24.79 | 31.74 | 62.06 | Upgrade
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| Income Tax Expense | 9.98 | 9.92 | 7.94 | 9.6 | 10.47 | 0.78 | Upgrade
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| Net Income | 31.25 | 27.08 | 12.14 | 15.19 | 21.27 | 61.28 | Upgrade
|
| Net Income to Common | 31.25 | 27.08 | 12.14 | 15.19 | 21.27 | 61.28 | Upgrade
|
| Net Income Growth | 136.11% | 123.10% | -20.10% | -28.58% | -65.30% | - | Upgrade
|
| Shares Outstanding (Basic) | 2,668 | 2,668 | 2,668 | 2,668 | 2,668 | 2,120 | Upgrade
|
| Shares Outstanding (Diluted) | 2,668 | 2,668 | 2,668 | 2,668 | 2,668 | 2,120 | Upgrade
|
| Shares Change (YoY) | - | - | - | - | 25.81% | 8.31% | Upgrade
|
| EPS (Basic) | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.03 | Upgrade
|
| EPS (Diluted) | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.03 | Upgrade
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| EPS Growth | 138.75% | 124.42% | -20.96% | -28.59% | -72.41% | - | Upgrade
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| Free Cash Flow | -149.22 | -246.47 | -65.5 | -5.32 | -80.91 | 20.53 | Upgrade
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| Free Cash Flow Per Share | -0.06 | -0.09 | -0.03 | -0.00 | -0.03 | 0.01 | Upgrade
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| Operating Margin | 26.09% | 26.35% | 31.48% | 49.22% | 36.26% | 16.88% | Upgrade
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| Profit Margin | 18.32% | 16.96% | 10.76% | 14.46% | 24.17% | 186.95% | Upgrade
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| Free Cash Flow Margin | -87.48% | -154.34% | -58.08% | -5.06% | -91.95% | 62.64% | Upgrade
|
| Effective Tax Rate | 24.19% | 26.80% | 39.55% | 38.74% | 32.99% | 1.26% | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.