Zero Fintech Group Ratios and Metrics

Market cap in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Apr '26 Apr 28, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Market Capitalization	1,280	1,334	1,654	1,707	1,334	667	Upgrade
Market Cap Growth	-20.00%	-19.36%	-3.13%	28.00%	100.00%	-15.25%	Upgrade
PE Ratio	61.55	63.72	61.09	140.68	87.82	31.36	Upgrade
PS Ratio	6.81	7.10	10.36	15.14	12.70	7.58	Upgrade
PB Ratio	1.14	1.19	1.51	1.58	1.22	0.59	Upgrade
Debt / Equity Ratio	0.52	0.52	0.26	0.00	0.00	0.00	Upgrade
Net Debt / Equity Ratio	0.36	0.36	0.15	-0.09	-0.15	-0.16	Upgrade
Net Debt / FCF Ratio	-	-	-0.65	1.52	31.25	2.22	Upgrade
Quick Ratio	2.55	2.55	34.13	4.05	3.98	11.61	Upgrade
Current Ratio	2.82	2.82	37.26	5.35	4.47	12.61	Upgrade
Asset Turnover	0.12	0.12	0.12	0.09	0.08	0.07	Upgrade
Return on Equity (ROE)	1.89%	1.89%	2.49%	1.12%	1.37%	1.86%	Upgrade
Return on Assets (ROA)	1.33%	1.33%	2.03%	0.96%	1.17%	1.57%	Upgrade
Return on Invested Capital (ROIC)	1.21%	1.34%	2.51%	1.97%	2.86%	1.87%	Upgrade
Earnings Yield	1.63%	1.57%	1.64%	0.71%	1.14%	3.19%	Upgrade
FCF Yield	-	-	-14.90%	-3.84%	-0.40%	-12.13%	Upgrade
Buyback Yield / Dilution	-	-	-	-	-	-25.81%	Upgrade

Source: S&P Capital IQ. Financial Services template. Financial Sources.