VCREDIT Holdings Limited (HKG:2003)
Hong Kong flag Hong Kong · Delayed Price · Currency is HKD
0.980
-0.040 (-3.92%)
Apr 29, 2026, 4:08 PM HKT

VCREDIT Holdings Income Statement

Millions CNY. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2020 - 2016
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2020 - 2016
Interest and Dividend Income
2,1391,9681,4771,9221,972
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Total Interest Expense
296.91347.93331.34531.03593.92
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Net Interest Income
1,8421,6201,1461,3911,378
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Other Revenue
114.79257.38141.89109.52479.19
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Revenue Before Loan Losses
3,7673,8273,5293,0653,397
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Provision for Loan Losses
1,8491,093688.35623.43415.62
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Revenue
1,9182,7342,8402,4422,981
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Revenue Growth (YoY)
-29.85%-3.74%16.34%-18.11%-
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Salaries & Employee Benefits
-0.511.644.9733.29
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Cost of Services Provided
2,3942,0232,0581,6791,513
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Other Operating Expenses
-121.13-120.53-57.35-72.28-72.07
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Total Operating Expenses
2,2731,9032,0031,6121,474
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Operating Income
-354.38831.38837.82829.461,507
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Earnings From Equity Investments
-10.02-6.82-7.85-0.69
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Currency Exchange Gain (Loss)
-25.2-11.99-0.58-45.320.19
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EBT Excluding Unusual Items
-692.24615.08599.1706.171,519
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Gain (Loss) on Sale of Investments
12.7314.29-0.83-14.82-4.91
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Other Unusual Items
---1.283.78-
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Pretax Income
-679.52629.38596.99695.121,514
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Income Tax Expense
-119.7151.21143.08162.65334.98
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Earnings From Continuing Ops.
-559.82478.16453.91532.471,179
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Minority Interest in Earnings
0.010-0.01-0.01-0.02
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Net Income
-559.81478.17453.91532.471,179
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Net Income to Common
-559.81478.17453.91532.471,179
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Net Income Growth
-5.34%-14.75%-54.85%-
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Shares Outstanding (Basic)
488488488487488
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Shares Outstanding (Diluted)
489490490490492
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Shares Change (YoY)
-0.11%-0.02%-0.04%-0.40%0.04%
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EPS (Basic)
-1.150.980.931.092.42
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EPS (Diluted)
-1.150.980.931.092.40
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EPS Growth
-5.32%-14.68%-54.58%-
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Free Cash Flow
-1,424-1,3663,014-1,033
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Free Cash Flow Per Share
-2.91-2.796.15-2.10
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Dividend Per Share
0.0450.1880.2270.1770.204
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Dividend Growth
-76.09%-17.18%28.27%-13.14%-
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Operating Margin
-18.48%30.41%29.50%33.97%50.56%
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Profit Margin
-29.18%17.49%15.98%21.81%39.55%
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Free Cash Flow Margin
-52.07%-48.08%123.44%-34.64%
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Effective Tax Rate
-24.03%23.97%23.40%22.12%
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Source: S&P Capital IQ. Financial Services template. Financial Sources.