Bao Viet Holdings (HOSE:BVH)
76,600
+600 (0.79%)
At close: Mar 6, 2026
Bao Viet Holdings Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Premiums & Annuity Revenue | 40,114,814 | 39,126,184 | 39,347,977 | 39,907,574 | 35,894,484 | Upgrade
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| Total Interest & Dividend Income | 13,850,037 | 12,567,726 | 13,472,006 | 6,188,111 | 5,488,302 | Upgrade
|
| Gain (Loss) on Sale of Investments | 164,129 | 8,742 | -8,124 | 3,653,851 | 3,325,561 | Upgrade
|
| Non-Insurance Activities Revenue | 594,581 | 555,874 | 602,344 | 607,102 | 750,299 | Upgrade
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| Other Revenue | 800,711 | 696,992 | 737,502 | 780,673 | 935,654 | Upgrade
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| Total Revenue | 55,524,272 | 52,955,517 | 54,151,705 | 51,137,311 | 46,394,300 | Upgrade
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| Revenue Growth (YoY) | 4.85% | -2.21% | 5.90% | 10.22% | 4.64% | Upgrade
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| Policy Benefits | 34,634,885 | 36,602,851 | 38,536,797 | 36,054,912 | 31,417,579 | Upgrade
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| Policy Acquisition & Underwriting Costs | 2,867,431 | 2,489,113 | 2,517,236 | 2,811,768 | 2,928,816 | Upgrade
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| Selling, General & Administrative | 9,133,834 | 7,071,399 | 6,049,095 | 6,301,478 | 6,262,427 | Upgrade
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| Non-Insurance Activities Expense | 624,853 | 545,882 | 611,365 | 588,173 | 676,872 | Upgrade
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| Other Operating Expenses | 1,659,884 | 1,564,707 | 1,528,083 | 1,625,867 | 1,798,609 | Upgrade
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| Total Operating Expenses | 48,920,887 | 48,273,953 | 49,242,575 | 47,382,199 | 43,084,302 | Upgrade
|
| Operating Income | 6,603,385 | 4,681,564 | 4,909,130 | 3,755,112 | 3,309,997 | Upgrade
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| Interest Expense | -2,151,193 | -1,400,727 | -2,127,803 | -1,026,177 | -639,339 | Upgrade
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| Earnings From Equity Investments | 109,730 | 94,085 | 102,049 | 86,452 | 92,994 | Upgrade
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| Currency Exchange Gain (Loss) | -13,264 | -13,928 | -16,100 | -16,219 | 7,613 | Upgrade
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| Other Non Operating Income (Expenses) | -781,966 | -698,637 | -604,513 | -791,214 | -374,967 | Upgrade
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| EBT Excluding Unusual Items | 3,766,692 | 2,662,358 | 2,262,763 | 2,007,953 | 2,396,297 | Upgrade
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| Gain (Loss) on Sale of Investments | -53,297 | - | - | - | - | Upgrade
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| Gain (Loss) on Sale of Assets | 1,775 | 813.78 | 668.13 | 2,210 | 1,737 | Upgrade
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| Pretax Income | 3,715,170 | 2,663,171 | 2,263,432 | 2,010,164 | 2,398,034 | Upgrade
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| Income Tax Expense | 663,888 | 469,003 | 382,129 | 384,557 | 379,620 | Upgrade
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| Earnings From Continuing Ops. | 3,051,282 | 2,194,169 | 1,881,303 | 1,625,606 | 2,018,414 | Upgrade
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| Minority Interest in Earnings | -84,973 | -83,672 | -75,986 | -74,612 | -106,720 | Upgrade
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| Net Income | 2,966,309 | 2,110,497 | 1,805,317 | 1,550,994 | 1,911,694 | Upgrade
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| Preferred Dividends & Other Adjustments | - | - | - | 37,748 | 36,586 | Upgrade
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| Net Income to Common | 2,966,309 | 2,110,497 | 1,805,317 | 1,513,246 | 1,875,108 | Upgrade
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| Net Income Growth | 40.55% | 16.91% | 16.40% | -18.87% | 19.66% | Upgrade
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| Shares Outstanding (Basic) | 742 | 742 | 742 | 742 | 742 | Upgrade
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| Shares Outstanding (Diluted) | 742 | 742 | 742 | 742 | 742 | Upgrade
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| EPS (Basic) | 3995.98 | 2843.10 | 2431.98 | 2038.53 | 2526.00 | Upgrade
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| EPS (Diluted) | 3995.98 | 2843.10 | 2431.98 | 2038.53 | 2526.00 | Upgrade
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| EPS Growth | 40.55% | 16.91% | 19.30% | -19.30% | 20.48% | Upgrade
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| Free Cash Flow | 5,792,176 | 8,283,928 | 8,297,625 | 8,938,338 | 12,083,883 | Upgrade
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| Free Cash Flow Per Share | 7802.77 | 11159.47 | 11177.92 | 12041.04 | 16278.48 | Upgrade
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| Dividend Per Share | - | 1055.100 | 1003.700 | 954.000 | 3026.100 | Upgrade
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| Dividend Growth | - | 5.12% | 5.21% | -68.47% | 236.79% | Upgrade
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| Operating Margin | 11.89% | 8.84% | 9.07% | 7.34% | 7.13% | Upgrade
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| Profit Margin | 5.34% | 3.98% | 3.33% | 2.96% | 4.04% | Upgrade
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| Free Cash Flow Margin | 10.43% | 15.64% | 15.32% | 17.48% | 26.05% | Upgrade
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| EBITDA | 6,778,486 | 4,982,140 | 5,113,025 | 3,966,916 | 3,536,309 | Upgrade
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| EBITDA Margin | 12.21% | 9.41% | 9.44% | 7.76% | 7.62% | Upgrade
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| D&A For EBITDA | 175,101 | 300,576 | 203,895 | 211,804 | 226,312 | Upgrade
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| EBIT | 6,603,385 | 4,681,564 | 4,909,130 | 3,755,112 | 3,309,997 | Upgrade
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| EBIT Margin | 11.89% | 8.84% | 9.07% | 7.34% | 7.13% | Upgrade
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| Effective Tax Rate | 17.87% | 17.61% | 16.88% | 19.13% | 15.83% | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.