Bao Viet Holdings (HOSE:BVH)
Vietnam flag Vietnam · Delayed Price · Currency is VND
71,000
-800 (-1.11%)
At close: Apr 28, 2026

Bao Viet Holdings Income Statement

Millions VND. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2020 - 2016
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2020 - 2016
Premiums & Annuity Revenue
40,123,66539,126,18439,347,97739,907,57435,894,484
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Total Interest & Dividend Income
13,850,03712,567,72613,472,0066,188,1115,488,302
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Gain (Loss) on Sale of Investments
110,8328,742-8,1243,653,8513,325,561
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Non-Insurance Activities Revenue
590,243555,874602,344607,102750,299
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Other Revenue
824,586696,992737,502780,673935,654
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Total Revenue
55,499,36352,955,51754,151,70551,137,31146,394,300
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Revenue Growth (YoY)
4.80%-2.21%5.90%10.22%4.64%
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Policy Benefits
35,016,99336,602,85138,536,79736,054,91231,417,579
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Policy Acquisition & Underwriting Costs
2,865,4852,489,1132,517,2362,811,7682,928,816
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Selling, General & Administrative
8,887,9797,071,3996,049,0956,301,4786,262,427
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Non-Insurance Activities Expense
630,862545,882611,365588,173676,872
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Other Operating Expenses
1,721,5441,589,9041,528,0831,625,8671,798,609
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Total Operating Expenses
49,122,86348,299,15049,242,57547,382,19943,084,302
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Operating Income
6,376,5004,656,3674,909,1303,755,1123,309,997
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Interest Expense
-2,156,096-1,400,727-2,127,803-1,026,177-639,339
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Earnings From Equity Investments
104,09694,085102,04986,45292,994
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Currency Exchange Gain (Loss)
-13,543-13,928-16,100-16,2197,613
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Other Non Operating Income (Expenses)
-758,302-673,440-604,513-791,214-374,967
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EBT Excluding Unusual Items
3,552,6562,662,3582,262,7632,007,9532,396,297
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Gain (Loss) on Sale of Assets
1,775813.78668.132,2101,737
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Pretax Income
3,554,4312,663,1712,263,4322,010,1642,398,034
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Income Tax Expense
632,860469,003382,129384,557379,620
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Earnings From Continuing Ops.
2,921,5722,194,1691,881,3031,625,6062,018,414
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Minority Interest in Earnings
-84,958-83,672-75,986-74,612-106,720
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Net Income
2,836,6142,110,4971,805,3171,550,9941,911,694
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Preferred Dividends & Other Adjustments
-42,926-37,74836,586
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Net Income to Common
2,836,6142,067,5711,805,3171,513,2461,875,108
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Net Income Growth
34.41%16.91%16.40%-18.87%19.66%
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Shares Outstanding (Basic)
742742742742742
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Shares Outstanding (Diluted)
742742742742742
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EPS (Basic)
3821.272785.272431.982038.532526.00
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EPS (Diluted)
3821.272785.272431.982038.532526.00
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EPS Growth
37.20%14.53%19.30%-19.30%20.48%
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Free Cash Flow
5,670,0498,283,9288,297,6258,938,33812,083,883
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Free Cash Flow Per Share
7638.2511159.4711177.9212041.0416278.48
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Dividend Per Share
-1055.1001003.700954.0003026.100
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Dividend Growth
-5.12%5.21%-68.47%236.79%
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Operating Margin
11.49%8.79%9.07%7.34%7.13%
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Profit Margin
5.11%3.90%3.33%2.96%4.04%
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Free Cash Flow Margin
10.22%15.64%15.32%17.48%26.05%
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EBITDA
6,547,3615,018,0245,113,0253,966,9163,536,309
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EBITDA Margin
11.80%9.48%9.44%7.76%7.62%
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D&A For EBITDA
170,861361,657203,895211,804226,312
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EBIT
6,376,5004,656,3674,909,1303,755,1123,309,997
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EBIT Margin
11.49%8.79%9.07%7.34%7.13%
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Effective Tax Rate
17.80%17.61%16.88%19.13%15.83%
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Source: S&P Capital IQ. Insurance template. Financial Sources.