HOSE:EIB Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	1,136,939	3,326,804	2,165,099	2,945,752	965,437	Upgrade
Depreciation & Amortization	74,795	196,133	194,189	140,056	144,741	Upgrade
Other Amortization	-	53,239	-	-	-	Upgrade
Change in Trading Asset Securities	8,533,396	-24,492,329	2,187,269	6,671,983	-1,045,879	Upgrade
Change in Other Net Operating Assets	-19,262,460	-15,016,030	-8,236,967	-15,679,604	-13,373,256	Upgrade
Other Operating Activities	2,372,001	277,136	730,876	801,831	846,245	Upgrade
Operating Cash Flow	-7,145,329	-35,655,047	-2,959,534	-5,119,982	-12,462,712	Upgrade
Capital Expenditures	-450,162	-300,268	-660,423	-219,456	-132,121	Upgrade
Sale of Property, Plant and Equipment	45,831	5,194	19,009	37,728	12,005	Upgrade
Other Investing Activities	1,635	1,385	1,148	5,643	4,739	Upgrade
Investing Cash Flow	-402,696	-293,689	-640,266	-176,085	-115,377	Upgrade
Common Dividends Paid	-	-522,260	-	-	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	21,093,986	24,424,937	12,185,440	15,517,947	4,751,548	Upgrade
Financing Cash Flow	21,093,986	23,902,677	12,185,440	15,517,947	4,751,548	Upgrade
Net Cash Flow	13,545,961	-12,046,059	8,585,640	10,221,880	-7,826,541	Upgrade
Free Cash Flow	-7,595,491	-35,955,315	-3,619,957	-5,339,438	-12,594,833	Upgrade
Free Cash Flow Margin	-131.75%	-532.33%	-72.31%	-79.52%	-338.64%	Upgrade
Free Cash Flow Per Share	-4077.63	-19302.58	-1943.37	-2866.46	-6761.46	Upgrade
Cash Interest Paid	8,871,387	7,731,193	9,957,447	6,442,933	6,678,241	Upgrade
Cash Income Tax Paid	729,723	690,214	488,166	628,234	293,073	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.