HOSE:KLB Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	1,856,178	1,856,178	887,494	573,984	544,521	770,273	Upgrade
Depreciation & Amortization	58,013	58,013	81,639	57,650	-	-	Upgrade
Other Amortization	20,634	20,634	-	14,836	-	-	Upgrade
Change in Trading Asset Securities	202,442	-263,891	404,988	4,388,808	-32,671	-6,036	Upgrade
Change in Other Net Operating Assets	-5,804,766	-9,554,158	-10,363,241	-5,477,229	-8,915,644	-8,016,929	Upgrade
Other Operating Activities	366,456	1,004,875	631,432	631,882	88,636	669,744	Upgrade
Operating Cash Flow	-3,301,043	-6,878,349	-8,357,688	189,931	-8,315,158	-6,582,948	Upgrade
Capital Expenditures	-39,825	-42,334	-92,084	-64,001	-107,442	-20,026	Upgrade
Sale of Property, Plant and Equipment	4,461	1,318	752	590	2,429	34,949	Upgrade
Investment in Securities	-	-	-	-	-	14,521	Upgrade
Other Investing Activities	-	-	-	-	-	1,709	Upgrade
Investing Cash Flow	-35,364	-41,016	-91,332	-63,411	-105,013	31,153	Upgrade
Net Increase (Decrease) in Deposit Accounts	10,443,225	9,238,805	3,530,740	-826,118	-1,385,629	26,057,099	Upgrade
Financing Cash Flow	10,443,225	9,238,805	3,530,740	-826,118	-1,385,629	26,057,099	Upgrade
Net Cash Flow	7,124,918	2,319,440	-4,918,280	-699,598	-9,805,800	19,505,304	Upgrade
Free Cash Flow	-3,340,868	-6,920,683	-8,449,772	125,930	-8,422,600	-6,602,974	Upgrade
Free Cash Flow Margin	-75.80%	-157.16%	-269.65%	5.33%	-393.42%	-295.14%	Upgrade
Free Cash Flow Per Share	-7084.94	-16582.92	-23375.37	348.37	-23294.67	-20213.37	Upgrade
Cash Interest Paid	4,242,801	4,242,801	4,525,532	5,221,215	3,225,183	3,508,722	Upgrade
Cash Income Tax Paid	346,951	346,951	166,266	134,064	174,815	178,957	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.