Vietnam Maritime Commercial Joint Stock Bank (HOSE:MSB)
10,800
-800 (-6.90%)
At close: Mar 9, 2026
HOSE:MSB Balance Sheet
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 60,706,464 | 55,453,074 | 52,324,338 | 30,757,191 | 21,433,292 | Upgrade
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| Investment Securities | 97,294,508 | 65,581,886 | 37,890,409 | 31,544,778 | 48,236,169 | Upgrade
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| Trading Asset Securities | - | - | - | 468,019 | 23,487 | Upgrade
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| Total Investments | 97,294,508 | 65,581,886 | 37,890,409 | 32,012,797 | 48,259,656 | Upgrade
|
| Gross Loans | 219,929,874 | 183,179,615 | 158,910,371 | 130,523,502 | 115,095,351 | Upgrade
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| Allowance for Loan Losses | -2,850,595 | -3,026,070 | -2,362,747 | -1,430,921 | -1,686,808 | Upgrade
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| Net Loans | 217,079,279 | 180,153,545 | 156,547,624 | 129,092,581 | 113,408,543 | Upgrade
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| Property, Plant & Equipment | 1,031,303 | 504,383 | 373,889 | 269,425 | 245,158 | Upgrade
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| Goodwill | - | 5,142 | 15,124 | 25,106 | 35,088 | Upgrade
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| Other Intangible Assets | 209,606 | 200,307 | 200,203 | 229,543 | 177,828 | Upgrade
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| Accrued Interest Receivable | 10,202,761 | 4,897,832 | 5,065,400 | 2,808,476 | 2,769,866 | Upgrade
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| Other Receivables | 10,655,284 | 5,784,807 | 6,664,579 | 7,904,840 | 7,724,224 | Upgrade
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| Restricted Cash | 9,819,956 | 5,494,784 | 4,589,199 | 3,689,730 | 3,056,674 | Upgrade
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| Other Current Assets | - | 2,013,599 | 2,217,006 | 3,662,109 | 2,739,236 | Upgrade
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| Long-Term Deferred Tax Assets | - | - | - | 50 | 61 | Upgrade
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| Other Real Estate Owned & Foreclosed | - | 58,730 | 1,115,496 | 2,164,447 | 3,729,761 | Upgrade
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| Other Long-Term Assets | 674,780 | - | 2,571 | 159,563 | 86,036 | Upgrade
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| Total Assets | 407,673,941 | 320,148,089 | 267,005,838 | 212,775,858 | 203,665,423 | Upgrade
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| Accrued Expenses | 231,505 | 752,454 | 920,416 | 834,333 | 879,967 | Upgrade
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| Interest Bearing Deposits | 191,251,506 | 161,703,979 | 140,225,172 | 98,353,705 | 88,264,954 | Upgrade
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| Non-Interest Bearing Deposits | 84,577,430 | 52,678,141 | 46,610,243 | 48,106,939 | 40,430,404 | Upgrade
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| Total Deposits | 275,828,936 | 214,382,120 | 186,835,415 | 146,460,644 | 128,695,358 | Upgrade
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| Short-Term Borrowings | 433,514 | 730,128 | 263,356 | - | 76,833 | Upgrade
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| Current Portion of Long-Term Debt | 9,400,000 | - | - | - | - | Upgrade
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| Current Income Taxes Payable | 1,079,916 | 765,211 | 607,130 | 821,224 | 224,962 | Upgrade
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| Accrued Interest Payable | 4,341,024 | 2,831,095 | 3,813,157 | 2,253,470 | 1,605,625 | Upgrade
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| Other Current Liabilities | - | 6,408 | 6,409 | 6,413 | 6,413 | Upgrade
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| Long-Term Debt | 72,753,604 | 62,833,911 | 41,072,178 | 33,648,369 | 48,016,457 | Upgrade
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| Other Long-Term Liabilities | 1,159,384 | 1,029,205 | 2,189,565 | 2,097,407 | 2,122,023 | Upgrade
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| Total Liabilities | 365,227,883 | 283,330,532 | 235,707,626 | 186,121,860 | 181,627,638 | Upgrade
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| Common Stock | 31,200,000 | 26,000,000 | 20,000,000 | 19,857,500 | 15,275,000 | Upgrade
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| Additional Paid-In Capital | 33,460 | 33,460 | 33,460 | 33,460 | 491,710 | Upgrade
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| Retained Earnings | 11,211,990 | 10,783,489 | 11,264,144 | 6,762,430 | 6,270,467 | Upgrade
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| Comprehensive Income & Other | 608 | 608 | 608 | 608 | 608 | Upgrade
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| Shareholders' Equity | 42,446,058 | 36,817,557 | 31,298,212 | 26,653,998 | 22,037,785 | Upgrade
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| Total Liabilities & Equity | 407,673,941 | 320,148,089 | 267,005,838 | 212,775,858 | 203,665,423 | Upgrade
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| Total Debt | 82,587,118 | 63,564,039 | 41,335,534 | 33,648,369 | 48,093,290 | Upgrade
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| Net Cash (Debt) | -21,880,654 | -8,110,965 | 10,988,804 | -2,423,159 | -26,636,511 | Upgrade
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| Net Cash Per Share | -7013.03 | -2599.67 | 3522.05 | -781.77 | -8753.77 | Upgrade
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| Filing Date Shares Outstanding | 3,120 | 3,120 | 3,120 | 3,120 | 3,098 | Upgrade
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| Total Common Shares Outstanding | 3,120 | 3,120 | 3,120 | 3,120 | 3,098 | Upgrade
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| Book Value Per Share | 13604.51 | 11800.50 | 10031.48 | 8542.95 | 7114.08 | Upgrade
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| Tangible Book Value | 42,236,452 | 36,612,108 | 31,082,885 | 26,399,349 | 21,824,869 | Upgrade
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| Tangible Book Value Per Share | 13537.32 | 11734.65 | 9962.46 | 8461.33 | 7045.35 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.