HOSE:MSB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Apr '26 Apr 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Market Capitalization	39,000,000	38,688,000	30,290,000	26,000,000	25,000,000	44,297,500	Upgrade
Market Cap Growth	50.00%	27.73%	16.50%	4.00%	-43.56%	119.29%	Upgrade
Last Close Price	12500.00	12400.00	9708.33	8333.33	8012.82	14299.80	Upgrade
PE Ratio	6.64	6.87	5.49	5.60	5.59	10.98	Upgrade
PS Ratio	3.14	3.19	2.50	2.44	2.45	4.91	Upgrade
PB Ratio	0.89	0.91	0.82	0.83	0.94	2.01	Upgrade
P/FCF Ratio	16.21	-	-	3.92	-	-	Upgrade
P/OCF Ratio	14.91	-	-	3.85	-	-	Upgrade
Debt / Equity Ratio	1.20	1.95	1.73	1.32	1.26	2.18	Upgrade
Debt / FCF Ratio	21.89	-	-	6.23	-	-	Upgrade
Net Debt / Equity Ratio	-0.44	0.47	0.22	-0.35	0.09	1.21	Upgrade
Net Debt / FCF Ratio	-8.10	-0.65	-0.44	-1.66	-0.20	-8.47	Upgrade
Return on Equity (ROE)	14.34%	14.20%	16.21%	16.03%	18.96%	20.74%	Upgrade
Return on Assets (ROA)	1.62%	1.55%	1.88%	1.94%	2.22%	2.12%	Upgrade
Earnings Yield	15.07%	14.55%	18.22%	17.86%	18.46%	9.11%	Upgrade
FCF Yield	6.17%	-78.98%	-60.29%	25.52%	-47.80%	-7.10%	Upgrade
Buyback Yield / Dilution	-0.06%	-	-	-0.66%	-1.86%	-7.42%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.