Nam A Commercial Joint Stock Bank (HOSE:NAB)
Vietnam
· Delayed Price · Currency is VND 12,700
-950 (-6.96%)
At close: Mar 9, 2026
HOSE:NAB Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 |
| Interest Income on Loans | 22,356,378 | 17,411,707 | 19,338,340 | 12,966,350 | 11,054,339 | Upgrade
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| Interest Paid on Deposits | 13,739,756 | 9,473,887 | 12,691,031 | 7,847,229 | 6,771,150 | Upgrade
|
| Net Interest Income | 8,616,622 | 7,937,820 | 6,647,309 | 5,119,121 | 4,283,189 | Upgrade
|
| Net Interest Income Growth (YoY) | 8.55% | 19.41% | 29.85% | 19.52% | 64.49% | Upgrade
|
| Income From Trading Activities | 6,434 | 864 | - | - | - | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | 1,158 | - | - | Upgrade
|
| Gain (Loss) on Sale of Investments | 217,821 | 32,033 | 53,161 | 119,367 | 272,986 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | 2,222 | 22 | 38 | 100,352 | 151 | Upgrade
|
| Other Non-Interest Income | 2,674,066 | 989,570 | 528,524 | 634,460 | 262,348 | Upgrade
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| Total Non-Interest Income | 2,900,543 | 1,022,489 | 582,881 | 854,179 | 535,485 | Upgrade
|
| Non-Interest Income Growth (YoY) | 183.68% | 75.42% | -31.76% | 59.51% | -9.32% | Upgrade
|
| Revenues Before Loan Losses | 11,517,165 | 8,960,309 | 7,230,190 | 5,973,300 | 4,818,674 | Upgrade
|
| Provision for Loan Losses | 2,463,326 | 520,902 | 350,909 | 863,393 | 779,852 | Upgrade
|
| Revenue | 9,053,839 | 8,439,407 | 6,879,281 | 5,109,907 | 4,038,822 | Upgrade
|
| Revenue Growth (YoY) | 7.28% | 22.68% | 34.63% | 26.52% | 53.20% | Upgrade
|
| Salaries and Employee Benefits | 1,887,529 | 2,103,964 | 1,888,273 | - | - | Upgrade
|
| Occupancy Expenses | 226,377 | 175,048 | 595,406 | - | - | Upgrade
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| Federal Deposit Insurance | 218,892 | 189,245 | 174,845 | - | - | Upgrade
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| Selling, General & Administrative | 32,171 | 27,834 | 768,316 | - | - | Upgrade
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| Other Non-Interest Expense | 1,435,336 | 1,397,918 | 59,489 | 2,841,928 | 2,239,731 | Upgrade
|
| Total Non-Interest Expense | 3,800,305 | 3,894,009 | 3,486,329 | 2,841,928 | 2,239,731 | Upgrade
|
| EBT Excluding Unusual Items | 5,253,534 | 4,545,398 | 3,392,952 | 2,267,979 | 1,799,091 | Upgrade
|
| Other Unusual Items | - | - | -89,000 | - | - | Upgrade
|
| Pretax Income | 5,253,534 | 4,545,398 | 3,303,952 | 2,267,979 | 1,799,091 | Upgrade
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| Income Tax Expense | 1,071,300 | 938,305 | 682,333 | 460,103 | 364,728 | Upgrade
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| Net Income | 4,182,234 | 3,607,093 | 2,621,619 | 1,807,876 | 1,434,363 | Upgrade
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| Preferred Dividends & Other Adjustments | - | - | 60,000 | - | 13,898 | Upgrade
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| Net Income to Common | 4,182,234 | 3,607,093 | 2,561,619 | 1,807,876 | 1,420,465 | Upgrade
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| Net Income Growth | 15.95% | 37.59% | 45.01% | 26.04% | 79.37% | Upgrade
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| Basic Shares Outstanding | 1,716 | 1,669 | 1,653 | 1,275 | 1,034 | Upgrade
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| Diluted Shares Outstanding | 1,716 | 1,669 | 1,653 | 1,275 | 1,034 | Upgrade
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| Shares Change (YoY) | 2.83% | 0.93% | 29.71% | 23.21% | - | Upgrade
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| EPS (Basic) | 2437.64 | 2161.80 | 1549.50 | 1418.46 | 1373.16 | Upgrade
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| EPS (Diluted) | 2437.64 | 2161.80 | 1549.50 | 1418.46 | 1373.16 | Upgrade
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| EPS Growth | 12.76% | 39.52% | 9.24% | 3.30% | - | Upgrade
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| Effective Tax Rate | 20.39% | 20.64% | 20.65% | 20.29% | 20.27% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.