HOSE:OCB Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2018
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2018
Net Income	4,028,855	3,173,423	3,303,303	3,509,718	4,404,959	Upgrade
Depreciation & Amortization	-	69,985	-	98,438	97,024	Upgrade
Other Amortization	-	51,575	-	-	-	Upgrade
Change in Trading Asset Securities	-88,477	41,474	318,570	-234,237	-60,219	Upgrade
Change in Other Net Operating Assets	-7,164,802	-31,426,502	-22,575,927	-356,185	-20,681,253	Upgrade
Other Operating Activities	2,964,877	-135,883	3,445,558	1,264,816	1,229,774	Upgrade
Operating Cash Flow	-259,547	-28,225,928	-15,508,496	4,282,549	-15,009,714	Upgrade
Capital Expenditures	-532,727	-278,200	-381,840	-3,134,727	-125,359	Upgrade
Sale of Property, Plant and Equipment	42,126	60,694	1,350,312	1,600,233	55,889	Upgrade
Investment in Securities	-	-	-	-	3,000	Upgrade
Other Investing Activities	372.6	-	-	-	-	Upgrade
Investing Cash Flow	-490,228	-217,507	968,472	-1,534,494	-66,471	Upgrade
Common Dividends Paid	-1,714,049	-28.23	-4.25	-7.73	-303.17	Upgrade
Net Increase (Decrease) in Deposit Accounts	17,371,227	30,482,247	32,143,965	-6,000,805	20,566,044	Upgrade
Other Financing Activities	-	-	-	-	-275	Upgrade
Financing Cash Flow	15,657,178	30,482,219	32,143,961	-6,000,813	20,565,466	Upgrade
Net Cash Flow	14,907,403	2,038,784	17,603,937	-3,252,757	5,489,281	Upgrade
Free Cash Flow	-792,274	-28,504,129	-15,890,336	1,147,823	-15,135,074	Upgrade
Free Cash Flow Margin	-8.57%	-364.97%	-217.35%	15.37%	-191.06%	Upgrade
Free Cash Flow Per Share	-295.17	-10703.56	-5966.96	431.02	-5683.36	Upgrade
Cash Interest Paid	11,109,530	11,394,132	9,438,710	6,470,356	5,643,668	Upgrade
Cash Income Tax Paid	700,602	852,812	865,018	873,300	1,154,658	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.