Vietnam Technological and Commercial Joint Stock Bank (HOSE:TCB)
Vietnam
· Delayed Price · Currency is VND 34,600
+350 (1.02%)
At close: Apr 28, 2026
HOSE:TCB Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 72,764,431 | 68,017,450 | 60,089,462 | 56,707,759 | 44,752,636 | 35,503,251 | Upgrade
|
| Interest Paid on Deposits | 33,392,680 | 29,862,359 | 24,581,499 | 29,016,639 | 14,462,861 | 8,804,638 | Upgrade
|
| Net Interest Income | 39,371,751 | 38,155,091 | 35,507,963 | 27,691,120 | 30,289,775 | 26,698,613 | Upgrade
|
| Net Interest Income Growth (YoY) | 11.49% | 7.46% | 28.23% | -8.58% | 13.45% | 42.38% | Upgrade
|
| Income From Trading Activities | -83,681 | 51,974 | 81,301 | 64,620 | 183,708 | 1,956,713 | Upgrade
|
| Gain (Loss) on Sale of Assets | -3,354 | -3,354 | 497,035 | 731,027 | - | - | Upgrade
|
| Gain (Loss) on Sale of Investments | 2,634,607 | 2,846,321 | 2,359,057 | 925,833 | - | -489 | Upgrade
|
| Other Non-Interest Income | 13,534,878 | 12,341,093 | 8,545,041 | 10,648,492 | 10,053,708 | 8,420,965 | Upgrade
|
| Total Non-Interest Income | 16,082,450 | 15,236,034 | 11,482,434 | 12,369,972 | 10,237,416 | 10,377,189 | Upgrade
|
| Non-Interest Income Growth (YoY) | 45.86% | 32.69% | -7.17% | 20.83% | -1.35% | 20.28% | Upgrade
|
| Revenues Before Loan Losses | 55,454,201 | 53,391,125 | 46,990,397 | 40,061,092 | 40,527,191 | 37,075,802 | Upgrade
|
| Provision for Loan Losses | 4,265,862 | 4,420,625 | 4,082,294 | 3,921,068 | 1,936,294 | 2,664,603 | Upgrade
|
| Revenue | 51,188,339 | 48,970,500 | 42,908,103 | 36,140,024 | 38,590,897 | 34,411,199 | Upgrade
|
| Revenue Growth (YoY) | 20.79% | 14.13% | 18.73% | -6.35% | 12.15% | 38.94% | Upgrade
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| Salaries and Employee Benefits | 7,205,628 | 7,109,261 | 6,894,019 | 6,573,569 | 6,515,485 | 6,356,228 | Upgrade
|
| Occupancy Expenses | 2,477,962 | 2,376,711 | 2,022,001 | 1,614,355 | 1,088,350 | 939,444 | Upgrade
|
| Federal Deposit Insurance | 683,583 | 656,759 | 528,077 | 422,573 | 347,127 | 313,727 | Upgrade
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| Selling, General & Administrative | 4,487,547 | 4,360,183 | 4,246,228 | 3,066,199 | 3,585,822 | 2,816,131 | Upgrade
|
| Other Non-Interest Expense | 2,144,430 | 1,912,139 | 1,679,410 | 1,575,100 | 1,486,345 | 747,376 | Upgrade
|
| Total Non-Interest Expense | 16,999,150 | 16,415,053 | 15,369,735 | 13,251,796 | 13,023,129 | 11,172,906 | Upgrade
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| EBT Excluding Unusual Items | 34,189,189 | 32,555,447 | 27,538,368 | 22,888,228 | 25,567,768 | 23,238,293 | Upgrade
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| Pretax Income | 34,171,808 | 32,538,066 | 27,538,368 | 22,888,228 | 25,567,768 | 23,238,293 | Upgrade
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| Income Tax Expense | 7,280,567 | 6,583,594 | 5,778,264 | 4,697,362 | 5,131,342 | 4,822,911 | Upgrade
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| Earnings From Continuing Operations | 26,891,241 | 25,954,472 | 21,760,104 | 18,190,866 | 20,436,426 | 18,415,382 | Upgrade
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| Minority Interest in Earnings | -877,890 | -664,242 | -237,176 | -187,064 | -286,049 | -363,132 | Upgrade
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| Net Income | 26,013,351 | 25,290,230 | 21,522,928 | 18,003,802 | 20,150,377 | 18,052,250 | Upgrade
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| Preferred Dividends & Other Adjustments | 35,379 | 35,379 | 36,000 | 48,000 | 38,500 | 38,000 | Upgrade
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| Net Income to Common | 25,977,972 | 25,254,851 | 21,486,928 | 17,955,802 | 20,111,877 | 18,014,250 | Upgrade
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| Net Income Growth | 22.42% | 17.50% | 19.55% | -10.65% | 11.62% | 46.47% | Upgrade
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| Basic Shares Outstanding | 7,086 | 7,069 | 7,047 | 7,045 | 7,026 | 7,013 | Upgrade
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| Diluted Shares Outstanding | 7,086 | 7,069 | 7,047 | 7,045 | 7,026 | 7,013 | Upgrade
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| Shares Change (YoY) | 0.30% | 0.33% | 0.02% | 0.27% | 0.18% | 0.18% | Upgrade
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| EPS (Basic) | 3665.97 | 3572.38 | 3049.26 | 2548.72 | 2862.47 | 2568.66 | Upgrade
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| EPS (Diluted) | 3665.97 | 3572.38 | 3049.26 | 2548.72 | 2862.47 | 2568.66 | Upgrade
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| EPS Growth | 22.09% | 17.16% | 19.64% | -10.96% | 11.44% | 46.17% | Upgrade
|
| Dividend Per Share | - | - | 1000.000 | 750.000 | - | - | Upgrade
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| Dividend Growth | - | - | 33.33% | - | - | - | Upgrade
|
| Effective Tax Rate | 21.31% | 20.23% | 20.98% | 20.52% | 20.07% | 20.75% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.