Vietnam Asia Commercial Joint Stock Bank (HOSE:VAB)
Vietnam
· Delayed Price · Currency is VND 10,200
-200 (-1.92%)
At close: Mar 6, 2026
HOSE:VAB Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2019 | 2018 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '19 Dec 31, 2019 | 2018 - 2016 |
| Interest Income on Loans | 9,575,808 | 7,289,559 | 8,851,558 | 5,797,026 | 4,918,276 | Upgrade
|
| Interest Paid on Deposits | 6,173,924 | 4,961,858 | 7,042,015 | 4,307,489 | 3,899,112 | Upgrade
|
| Net Interest Income | 3,401,884 | 2,327,701 | 1,809,544 | 1,489,537 | 1,019,164 | Upgrade
|
| Net Interest Income Growth (YoY) | 46.15% | 28.63% | 21.48% | 46.15% | -8.18% | Upgrade
|
| Income From Trading Activities | -14,207 | -38 | - | -181.59 | 2,281 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | 40,024 | 410,371 | 42,273 | 1,819 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | - | - | 11,098 | 13,582 | 1,165 | Upgrade
|
| Other Non-Interest Income | 399,245 | 285,958 | 281,997 | 440,539 | 218,655 | Upgrade
|
| Total Non-Interest Income | 385,038 | 325,944 | 703,466 | 496,212 | 223,921 | Upgrade
|
| Non-Interest Income Growth (YoY) | 18.13% | -53.67% | 41.77% | 121.60% | 222.77% | Upgrade
|
| Revenues Before Loan Losses | 3,786,922 | 2,653,645 | 2,513,010 | 1,985,749 | 1,243,085 | Upgrade
|
| Provision for Loan Losses | 1,168,078 | 555,164 | 675,324 | 61,493 | 365,935 | Upgrade
|
| Revenue | 2,618,844 | 2,098,481 | 1,837,686 | 1,924,256 | 877,149 | Upgrade
|
| Revenue Growth (YoY) | 24.80% | 14.19% | -4.50% | 119.38% | 22.73% | Upgrade
|
| Other Non-Interest Expense | 996,054 | 1,013,590 | 909,265 | 816,418 | 601,332 | Upgrade
|
| Total Non-Interest Expense | 996,054 | 1,013,590 | 909,265 | 816,418 | 601,332 | Upgrade
|
| EBT Excluding Unusual Items | 1,622,790 | 1,084,891 | 928,421 | 1,107,838 | 275,818 | Upgrade
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| Pretax Income | 1,622,790 | 1,084,891 | 928,421 | 1,107,838 | 275,818 | Upgrade
|
| Income Tax Expense | 320,856 | 208,126 | 170,078 | 217,210 | 68,420 | Upgrade
|
| Net Income | 1,301,934 | 876,765 | 758,343 | 890,628 | 207,398 | Upgrade
|
| Net Income to Common | 1,301,934 | 876,765 | 758,343 | 890,628 | 207,398 | Upgrade
|
| Net Income Growth | 48.49% | 15.62% | -14.85% | 329.43% | 75.14% | Upgrade
|
| Basic Shares Outstanding | 816 | 816 | - | - | 529 | Upgrade
|
| Diluted Shares Outstanding | 816 | 816 | - | - | 529 | Upgrade
|
| Shares Change (YoY) | -0.00% | - | - | - | -0.17% | Upgrade
|
| EPS (Basic) | 1594.80 | 1073.99 | - | - | 392.22 | Upgrade
|
| EPS (Diluted) | 1594.80 | 1073.99 | - | - | 392.22 | Upgrade
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| EPS Growth | 48.49% | - | - | - | 75.44% | Upgrade
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| Effective Tax Rate | 19.77% | 19.18% | 18.32% | 19.61% | 24.81% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.