HOSE:VAB Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2019	2018 - 2016
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '19 Dec 31, 2019	2018 - 2016
Net Income	867,025	867,025	867,025	758,343	890,628	-	Upgrade
Depreciation & Amortization	35,643	35,643	34,144	-	-	-	Upgrade
Change in Trading Asset Securities	-4,875,349	-5,248,941	-6,715,203	9,615	-5,611	-	Upgrade
Change in Other Net Operating Assets	-2,266,786	-3,148,639	-8,986,495	-17,659,774	-3,737,174	-	Upgrade
Other Operating Activities	-187,698	1,222,516	3,287,427	-1,457,088	-1,995,993	-	Upgrade
Operating Cash Flow	-6,427,164	-6,272,397	-11,513,104	-18,348,904	-4,848,150	-	Upgrade
Capital Expenditures	-270,621	-265,202	-26,144	-67,593	-21,706	-	Upgrade
Sale of Property, Plant and Equipment	739.6	637.67	803.55	66.52	195.59	-	Upgrade
Investment in Securities	-	-	-	52,364	-21,100	-	Upgrade
Other Investing Activities	22,915	22,915	8,304	11,098	13,582	-	Upgrade
Investing Cash Flow	-246,967	-241,650	-17,037	-4,065	-29,028	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	9,474,552	14,073,771	3,816,030	16,486,310	2,517,560	-	Upgrade
Financing Cash Flow	9,474,552	14,073,771	3,816,030	16,486,310	2,517,560	-	Upgrade
Net Cash Flow	2,804,606	7,559,724	-7,714,110	-1,866,659	-2,359,619	-	Upgrade
Free Cash Flow	-6,697,786	-6,537,599	-11,539,248	-18,416,497	-4,869,856	-	Upgrade
Free Cash Flow Margin	-238.84%	-249.69%	-547.72%	-1002.16%	-253.08%	-	Upgrade
Free Cash Flow Per Share	-	-10605.35	-21370.56	-	-	-	Upgrade
Cash Interest Paid	6,395,573	6,395,573	5,595,016	6,389,272	4,089,639	-	Upgrade
Cash Income Tax Paid	251,969	251,969	205,176	179,521	207,616	-	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.