Joint Stock Commercial Bank for Foreign Trade of Vietnam (HOSE:VCB)
Vietnam
· Delayed Price · Currency is VND 59,800
-800 (-1.32%)
At close: Apr 28, 2026
HOSE:VCB Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 105,216,484 | 93,654,841 | 108,115,840 | 88,112,700 | 70,621,957 | Upgrade
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| Interest Paid on Deposits | 46,445,074 | 38,249,106 | 54,501,409 | 34,866,222 | 28,349,385 | Upgrade
|
| Net Interest Income | 58,771,410 | 55,405,735 | 53,614,431 | 53,246,478 | 42,272,572 | Upgrade
|
| Net Interest Income Growth (YoY) | 6.08% | 3.34% | 0.69% | 25.96% | 16.50% | Upgrade
|
| Income From Trading Activities | 174,776 | 65,567 | 124,539 | -33,599 | 52,430 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | 67,425 | -24,426 | 26,583 | 3,927 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | 163,286 | 145,723 | 131,053 | 21,613 | 31,930 | Upgrade
|
| Other Non-Interest Income | 13,345,150 | 12,961,471 | 13,894,303 | 14,778,747 | 14,269,107 | Upgrade
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| Total Non-Interest Income | 13,683,212 | 13,240,186 | 14,125,469 | 14,793,344 | 14,357,394 | Upgrade
|
| Non-Interest Income Growth (YoY) | 3.35% | -6.27% | -4.52% | 3.04% | 12.37% | Upgrade
|
| Revenues Before Loan Losses | 72,454,622 | 68,645,921 | 67,739,900 | 68,039,822 | 56,629,966 | Upgrade
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| Provision for Loan Losses | 3,192,186 | 3,314,998 | 4,529,947 | 9,464,218 | 11,478,198 | Upgrade
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| Revenue | 69,262,436 | 65,330,923 | 63,209,953 | 58,575,604 | 45,151,768 | Upgrade
|
| Revenue Growth (YoY) | 6.02% | 3.36% | 7.91% | 29.73% | 15.51% | Upgrade
|
| Salaries and Employee Benefits | 13,662,861 | 12,271,312 | 11,718,438 | 10,704,534 | 9,586,008 | Upgrade
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| Occupancy Expenses | 3,826,596 | 3,402,747 | 3,456,785 | 4,017,315 | 3,463,858 | Upgrade
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| Federal Deposit Insurance | 1,090,552 | 993,995 | 880,742 | 802,452 | 711,257 | Upgrade
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| Selling, General & Administrative | 6,075,037 | 5,891,735 | 5,271,835 | 5,226,349 | 3,490,020 | Upgrade
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| Other Non-Interest Expense | 587,753 | 534,999 | 553,686 | 456,863 | 414,782 | Upgrade
|
| Total Non-Interest Expense | 25,242,799 | 23,094,788 | 21,881,486 | 21,207,513 | 17,665,925 | Upgrade
|
| EBT Excluding Unusual Items | 44,019,637 | 42,236,135 | 41,328,467 | 37,368,091 | 27,485,843 | Upgrade
|
| Pretax Income | 44,019,637 | 42,236,135 | 41,328,467 | 37,368,091 | 27,485,843 | Upgrade
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| Income Tax Expense | 8,821,697 | 8,383,018 | 8,206,195 | 7,449,037 | 5,469,010 | Upgrade
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| Earnings From Continuing Operations | 35,197,940 | 33,853,117 | 33,122,272 | 29,919,054 | 22,016,833 | Upgrade
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| Minority Interest in Earnings | -20,277 | -21,731 | -21,245 | -20,040 | -20,232 | Upgrade
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| Net Income | 35,177,663 | 33,831,386 | 33,101,027 | 29,899,014 | 21,996,601 | Upgrade
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| Preferred Dividends & Other Adjustments | 2,975,811 | 2,692,912 | 2,575,897 | 3,344,476 | 2,299,162 | Upgrade
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| Net Income to Common | 32,201,852 | 31,138,474 | 30,525,130 | 26,554,538 | 19,697,439 | Upgrade
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| Net Income Growth | 3.98% | 2.21% | 10.71% | 35.93% | 19.21% | Upgrade
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| Basic Shares Outstanding | 8,356 | 8,356 | 8,356 | 8,356 | 8,356 | Upgrade
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| Diluted Shares Outstanding | 8,356 | 8,356 | 8,356 | 8,356 | 8,356 | Upgrade
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| EPS (Basic) | 3853.89 | 3726.63 | 3653.21 | 3178.02 | 2357.36 | Upgrade
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| EPS (Diluted) | 3853.89 | 3726.63 | 3653.21 | 3178.02 | 2357.36 | Upgrade
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| EPS Growth | 3.42% | 2.01% | 14.95% | 34.81% | 22.89% | Upgrade
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| Dividend Per Share | - | 301.003 | - | - | - | Upgrade
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| Effective Tax Rate | 20.04% | 19.85% | 19.86% | 19.93% | 19.90% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.