VPBank Securities JSC Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2021	FY 2020	2019 - 2015
Period Ending	Apr '26 Apr 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Market Capitalization	51,375,000	55,875,000	-	-	-	-	Upgrade
Last Close Price	27400.00	29800.00	-	-	-	-	Upgrade
PE Ratio	12.10	15.66	-	-	-	-	Upgrade
PS Ratio	6.38	8.72	-	-	-	-	Upgrade
PB Ratio	1.50	1.65	-	-	-	-	Upgrade
Debt / Equity Ratio	1.23	1.10	0.53	0.36	-	-	Upgrade
Net Debt / Equity Ratio	0.16	0.09	-0.33	-0.44	-0.94	-0.77	Upgrade
Net Debt / FCF Ratio	-0.17	-0.09	2.12	0.81	1.44	-219.45	Upgrade
Asset Turnover	-	0.13	0.09	-	0.07	0.03	Upgrade
Quick Ratio	1.69	1.80	2.67	3.41	33.70	23.82	Upgrade
Current Ratio	1.69	1.81	2.67	3.42	34.57	24.95	Upgrade
Return on Equity (ROE)	14.43%	13.93%	5.76%	-	3.98%	-10.43%	Upgrade
Return on Assets (ROA)	-	7.16%	3.96%	-	3.87%	-9.98%	Upgrade
Return on Invested Capital (ROIC)	7.57%	8.78%	5.13%	7.71%	5.38%	-10.43%	Upgrade
Earnings Yield	7.25%	6.39%	-	-	-	-	Upgrade
FCF Yield	-62.09%	-62.74%	-	-	-	-	Upgrade
Buyback Yield / Dilution	-9.61%	-3.36%	-	-12689.80%	-109.42%	-0.01%	Upgrade

Source: S&P Capital IQ. Capital Markets template. Financial Sources.