Turkiye Garanti Bankasi A.S. (IST:GARAN)
Turkey
· Delayed Price · Currency is TRY 141.50
+4.10 (2.98%)
At close: Dec 5, 2025
IST:GARAN Income Statement
Financials in millions TRY. Fiscal year is January - December.
Millions TRY. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 532,632 | 398,961 | 166,304 | 86,811 | 46,318 | 31,525 | Upgrade
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| Interest Income on Investments | 199,152 | 141,757 | 67,368 | 46,085 | 13,903 | 7,838 | Upgrade
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| Total Interest Income | 731,784 | 540,718 | 233,671 | 132,896 | 60,221 | 39,362 | Upgrade
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| Interest Paid on Deposits | 482,037 | 371,132 | 131,508 | 34,307 | 19,443 | 9,415 | Upgrade
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| Interest Paid on Borrowings | 75,148 | 43,368 | 15,693 | 10,401 | 4,685 | 8,426 | Upgrade
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| Total Interest Expense | 557,184 | 414,500 | 147,200 | 44,708 | 24,128 | 17,840 | Upgrade
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| Net Interest Income | 174,600 | 126,218 | 86,471 | 88,187 | 36,092 | 21,522 | Upgrade
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| Net Interest Income Growth (YoY) | 50.48% | 45.97% | -1.95% | 144.34% | 67.70% | 4.05% | Upgrade
|
| Income From Trading Activities | -11,703 | -21,410 | -15,170 | -20,308 | -2,188 | -3,006 | Upgrade
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| Gain (Loss) on Sale of Assets | 85.83 | 515.72 | 567.82 | 604.49 | 505.14 | 321.29 | Upgrade
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| Gain (Loss) on Sale of Investments | - | - | - | -323.66 | - | - | Upgrade
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| Other Non-Interest Income | 218,912 | 181,164 | 127,444 | 64,808 | 27,133 | 12,183 | Upgrade
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| Total Non-Interest Income | 207,294 | 160,270 | 112,842 | 44,781 | 25,449 | 9,498 | Upgrade
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| Non-Interest Income Growth (YoY) | 45.69% | 42.03% | 151.99% | 75.96% | 167.94% | 6.06% | Upgrade
|
| Revenues Before Loan Losses | 381,894 | 286,488 | 199,313 | 132,968 | 61,542 | 31,020 | Upgrade
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| Provision for Loan Losses | 78,277 | 58,096 | 39,154 | 26,005 | 20,956 | 7,562 | Upgrade
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| Revenue | 303,617 | 228,392 | 160,159 | 106,963 | 40,586 | 23,459 | Upgrade
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| Revenue Growth (YoY) | 45.35% | 42.60% | 49.73% | 163.55% | 73.01% | 29.26% | Upgrade
|
| Salaries and Employee Benefits | 55,667 | 40,785 | 20,849 | 10,141 | 6,046 | 4,620 | Upgrade
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| Occupancy Expenses | - | - | - | - | - | 925.67 | Upgrade
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| Selling, General & Administrative | 8,278 | 5,074 | 2,085 | 938.87 | 599.38 | 682.96 | Upgrade
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| Other Non-Interest Expense | 89,121 | 56,570 | 30,909 | 18,737 | 16,078 | 4,860 | Upgrade
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| Total Non-Interest Expense | 150,812 | 100,405 | 50,567 | 28,833 | 22,171 | 11,089 | Upgrade
|
| EBT Excluding Unusual Items | 152,805 | 127,987 | 109,592 | 78,130 | 18,415 | 12,370 | Upgrade
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| Asset Writedown | -22.52 | -16.19 | -7.63 | -2.25 | -4.48 | -2,724 | Upgrade
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| Other Unusual Items | -4,043 | -4,043 | -2,523 | -1,140 | - | - | Upgrade
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| Pretax Income | 148,740 | 123,928 | 107,061 | 76,988 | 18,410 | 9,646 | Upgrade
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| Income Tax Expense | 39,038 | 31,749 | 20,154 | 18,477 | 4,823 | 2,910 | Upgrade
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| Earnings From Continuing Operations | 109,702 | 92,179 | 86,907 | 58,510 | 13,588 | 6,736 | Upgrade
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| Minority Interest in Earnings | -1,313 | -935.75 | -532.22 | -224.93 | -120.82 | -80.06 | Upgrade
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| Net Income | 108,390 | 91,243 | 86,375 | 58,285 | 13,467 | 6,656 | Upgrade
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| Net Income to Common | 108,390 | 91,243 | 86,375 | 58,285 | 13,467 | 6,656 | Upgrade
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| Net Income Growth | 13.58% | 5.64% | 48.19% | 332.81% | 102.32% | 7.97% | Upgrade
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| Basic Shares Outstanding | 4,200 | 4,200 | 4,200 | 4,200 | 4,200 | 4,200 | Upgrade
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| Diluted Shares Outstanding | 4,200 | 4,200 | 4,200 | 4,200 | 4,200 | 4,200 | Upgrade
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| EPS (Basic) | 25.81 | 21.72 | 20.57 | 13.88 | 3.21 | 1.58 | Upgrade
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| EPS (Diluted) | 25.81 | 21.72 | 20.57 | 13.88 | 3.21 | 1.58 | Upgrade
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| EPS Growth | 13.58% | 5.64% | 48.19% | 332.81% | 102.32% | 7.97% | Upgrade
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| Dividend Per Share | 4.389 | 4.389 | 3.119 | 2.090 | - | 0.149 | Upgrade
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| Dividend Growth | 40.73% | 40.73% | 49.26% | - | - | - | Upgrade
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| Effective Tax Rate | 26.25% | 25.62% | 18.82% | 24.00% | 26.20% | 30.17% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.