Turkiye Garanti Bankasi A.S. (IST:GARAN)
Turkey
· Delayed Price · Currency is TRY | Market Cap | 574.14B |
| Revenue (ttm) | 328.84B |
| Net Income (ttm) | 109.82B |
| Shares Out | 4.20B |
| EPS (ttm) | 26.15 |
| PE Ratio | 5.23 |
| Forward PE | 3.67 |
| Dividend | 4.39 (3.21%) |
| Ex-Dividend Date | Apr 7, 2026 |
| Volume | 18,070,338 |
| Average Volume | 29,508,348 |
| Open | 136.50 |
| Previous Close | 136.70 |
| Day's Range | 134.30 - 137.10 |
| 52-Week Range | 98.75 - 169.70 |
| Beta | 0.69 |
| RSI | 45.56 |
| Earnings Date | Apr 29, 2026 |
About IST:GARAN
Turkiye Garanti Bankasi A.S. provides various banking products and services in Turkey. It offers current, savings, time deposit, e-savings, YUVAM, NET, ELMA, overdraft, and gold accounts; SME general purpose, auto, mortgage, commercial, foreign currency spot, installment loans, and project loans, as well as IBOR reforms and foreign trade financing; investment funds, stocks, derivatives, Garanti BBVA e-trader platform, time barred deposit and investment lists, and derivative instruments; credit and debit cards, BonusFlas, and POS and e-commerce ... [Read more]
Financial Performance
In 2025, IST:GARAN's revenue was 328.84 billion, an increase of 43.98% compared to the previous year's 228.39 billion. Earnings were 109.82 billion, an increase of 20.36%.
Financial StatementsNews
Turkiye Garanti Bankasi A.S. Earnings Call Transcript: Q4 2025
Delivered 21% net income growth and sector-leading profitability in 2025, with strong core banking revenue and robust capital ratios. 2026 guidance targets positive real ROE, NIM expansion, and disciplined cost and risk management amid regulatory and macroeconomic uncertainties.
Turkiye Garanti Bankasi A.S. Earnings Call Transcript: Q3 2025
Achieved record Q3 net income and sustained strong ROE, driven by robust NII, fee growth, and digital engagement. Revised guidance reflects lower net cost of risk and higher fee coverage of OPEX, with capital strength enhanced by Tier 2 issuance.
Turkiye Garanti Bankasi A.S. Earnings Call Transcript: Q2 2025
Net income reached TRY 28.2 billion in Q2, with 11% EPS growth and strong fee generation. H1 net earnings totaled TRY 53.6 billion, delivering a 30.7% ROE, while fee income covered 86% of operating expenses.
Turkiye Garanti Bankasi A.S. Earnings Call Transcript: Q1 2025
First quarter net income rose 13% year-over-year to TL 25.4 billion, driven by strong core banking income and robust deposit growth. Asset quality and capital ratios remain solid, with NIM expansion now expected in Q4 as funding costs normalize.
Turkiye Garanti Bankasi A.S. Earnings Call Transcript: Q4 2024
Reported TRY 92.2 billion net income in 2024, up 17% year-over-year, with strong loan and deposit growth, resilient margins, and best-in-class efficiency. 2025 guidance anticipates above-CPI loan growth, margin expansion, and return on equity in the low 30s.
Turkiye Garanti Bankasi A.S. Earnings Call Transcript: Q3 2024
Achieved robust third quarter results with strong net income, high efficiency, and leading market shares in key loan segments. Despite regulatory headwinds and rising cost of risk, full-year profitability guidance is maintained, with continued focus on capital-generative growth.
Turkiye Garanti Bankasi A.S. Earnings Call Transcript: Q2 2024
Net income grew 32% year-on-year in H1 2024, with strong core banking revenues and sector-leading margins. Asset quality is normalizing, but cost of risk remains below guidance. Outlook for H2 and 2025 is positive, with margin expansion expected.